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ashlet925

Member since: January 2012

Total Contributions: 2

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(2 Total Contributions)

What is a secured credit card?

I like Wells Fargo secure credit card, it has helped me raise my score almost 100 points by adding a new type of account to my credit report. Also I can start show on time payments again after defulting on 3 cards almost 4 years ago. 

Response posted 4 months ago

how do i get something off my report that is not mine

If it is a credit inquiry, you send them an unauthorized credit inquiry letter...   Dear (company) I recently discovered that your company ran an unauthorized report on me on (date). I did not authorize such an inquiry and demand that you contact (name of credit reporting agancy) immediately and have your inquiry deleted from my credit file. You do not have a permissible purpose to pull my credit report hence invaded my right to privacy and may be subject to a fine. If you have any questions please contact me at the address listed below. Thank you for your promt attention to this matter. 

Response posted 4 months ago

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