alecto

Chase will rate jack you in a minute (although not carrying a balance makes that irrelevant), and there are better rewards cards out there anyway.

I shudder at the idea of centralizing all the keys to my financial kingdom (albeit small) with one company. I'll stick with offline products.

Useless from a privacy standpoint. Better to order prepaid Amex gift cards that they will issue in any name without requiring "papers".

This card used to be a much better deal, but now it only gives a 5% rebate on the first $100 worth of gas or auto expenses. This means no big bonuses as the price of gas continues to rise, or for auto repair/maintenance. Still not bad for the first $100/month worth of gas; just be sure to switch to another card for gas purchases above that each statement period.