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ValeriaL

Member since: January 2009

Total Contributions: 2

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(2 Total Contributions)

Earn 1.10% APY with HSBC Direct Online Savings

I have this HSBC Online Savings Account, and it has been quite easy to use. Agree with PatMan that the transfers should be able to be recognized faster (ie. I notice the withdrawal within 1 day from my linked account, but HSBC doesn't show it available for 2 additional days). This affects the interest payment - which is based on "average available daily balance".

Comment posted 3 years ago

Understanding Credit Scores

My score was shown as 788 and I was also unable to see it increase with the simulator. As a matter of fact, selecting "make 24 months on time payments" lowered the score 7 pts. Your recommendation to -db above was to check the "factors". I cannot find factors on my Snapshot page, only 3 different comparisons. Is it possible that there are no factors when the score is reasonably high? I need to refinance my mortgage and want to ensure I get the absolute best rate/offers to chose among. Thanks for an excellent site! - ValeriaL

Comment posted 3 years ago

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