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Lzard6190
Member since: January 2009
Total Contributions: 1
Activity
(1 Total Contributions)The Do’s and Don’ts of Closing Old Accounts
I'm 24 and in order to help build credit have a few cards that are joint accounts with my mom. All but one of the accounts has a balance of $0 and haven't been used in a while. I keep them on there because they help my credit score. However, I just looked at one of my reports and found that one of the cards that I have is nearly maxed out by my mom. I very rarely use the card, mainly for Christmas flights home and car service, so the balance is not primarily mine but is severely affecting my score. Is there any way that I can take the card completely off of my account? And if I do, will there be serious repercussions on my score? The card was only added in my name in 2006, so it's not very old.I told my mom, but she didn't seem very concerned so I don't think she's going to try to pay it down too quickly at this point.
Comment posted 3 years ago
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