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GovyGirl
Member since: November 2008
Total Contributions: 1
Activity
(1 Total Contributions)Recovering from Bankruptcy
Your credit score will not suffer as badly if you can "reaffirm" certain debts, like a vehicle or a major credit card ( in other words, continue to pay on a couple of debts instead of charging them off ). This also precludes you from having to "re-establish" credit, since you're still paying on already established accounts. My score never went below 690 when I filed under this pretext. Of course, consult a knowledgeable BK attorney to determine viablility of this option for you.
Comment posted 3 years ago
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