- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
GWNorris3rd
Member since: November 2009
Total Contributions: 6
Most Popular Contribution
chapter 7 bk questions
Activity
(6 Total Contributions)how long do hard inquires stay on my report
Hard inquiries stay on your credit report for 2 years. If your shopping for a mortgage or auto loan any inquires within a two week period should only count as one (even if you have multiple inquires).
Response posted 1 year ago
can i raise my credit score while in chapter 13?
You can get a auto loan if needed and approved by your court trustee, so you can get limited credit while in a Ch 13... but no new credit cards or use of any while active in a Ch 13. As Camalott4 stated time and lower balances are your best new friend!
Response posted 1 year ago
chapter 7 bk questions
Pre-Ch 7 my credit score was 530, due to maxed out credit cards, but on-time payments. After my discharge in Feb 2010 my FICO credit score was 632 and now six months later 692, even after opening a credit card and auto loan! So there is life after Bankruptcy.. yes, it will be on my credit report for the next 10 years, but if you pay on-time and manage your credit (stay below 30% of your limits) you should do well and keep improving your credit score over time!
Response posted 1 year ago
How badly does a bankruptcy affect my credit score?
Having maxed out credit cards, but on-time payments my credit score prior to filing for Ch 7 was 530, post discharge it was 632 and now six months later is 692! There is life after Bankruptcy!
Response posted 1 year ago
Get a great CD or Savings Rate from Ally Bank
I might also add they pulled an Experian report, as I have a freeze on it and had to call them and OK the the hard pull.
Comment posted 2 years ago
Get a great CD or Savings Rate from Ally Bank
Just opened a High Yield savings account... yes, they do a hard pull of your CR, but are bankruptcy friendly!
Comment posted 2 years ago
- Prev
- 1
Credit Card Offers Just For You
These are the most popular credit card offers from Credit Karma members with credit similar to yours.
Orchard Bank Visa Cards
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
Orchard Bank Classic MasterCards
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
Capital One® Secured Mastercard®
- Get the credit you need with no processing fees or application fees
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
Pre-Ch 7 my credit score was 530, due to maxed out credit cards, but on-time payments. After my discharge in Feb 2010 my FICO credit score was 632 and now six months later 692, even after opening a credit card and auto loan! So there is life after Bankruptcy.. yes, it will be on my credit report for the next 10 years, but if you pay on-time and manage your credit (stay below 30% of your limits) you should do well and keep improving your credit score over time!
Response posted 1 year ago