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COMEON427
Member since: April 2009
Total Contributions: 2
Activity
(2 Total Contributions)Discover® More® Card - American Flag
I have a 734 and was declined. No credit card debt, many paid installment loans, all monthlies and loans on time paid for 6 or more years, current accounts in good standing. The only thing I can think of is I am a waitress at the same job for over 2 years. Is there employment discrimination?
Review posted 2 years ago
Credit Card Utilization and Average Credit Scores
I think I understand the concept but flag me if I missed it? I have a 734 that doesn't seem to go up. I also don't have any credit cards, other types of credit, yes, but no plastic. So to move my score up I should apply for a card, use less than a third of it and keep it paid off? I want to buy a car in 4-6 months and get an amazing rate so I am wondering if the time frame would help or hurt my score if I applied for plastic now.
Comment posted 2 years ago
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