Blondbenz

doesn't support some credit cards, and doesn't seem to support many credit unions. Also only allows 200 fre transactions, anything above that you have to pay for the service. I have a lot off different accounts, and exceeded the 200 transactions quickly! I'd steer clear of this unless you only have 1 or 2 accounts and are maybe trying to get yourself back on top of your finances. No good for someone who has been established for a while.

This is nice because you input your credit card information, and store card information (those little cards you use when you ring up to get the store deals on items) and Upromise does the rest of the work for you. Most items have the Upromise symbol on the label or some stores have it posted near the price of the item. I wouldn't go out of my way to get the 1-5% return by purchasing specific items, but if I do happen to purchase something on their list, it go straight into my account. You also get percentages back at Mobile/Exxon, and many online retailers (that you have to click thru from their site) and all of this is ON TOP of anything you'd get on your credit cards. Worth signing up if you do a good amount of grocery/drugstore shopping or frequent Mobiles or Exxons. Oh and you also get a certain percentage back on restaurants too!! Just have to do a quick search on their site to see which ones! I've even had money post to my account when I didn't even realize I ate at a restaurant supported by Upromise. So there is really no harm in signing up!