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Beaupedia
Member since: February 2009
Total Contributions: 2
Activity
(2 Total Contributions)How hard is it going to be to get an auto loan after getting repossessed?
My car was repossessed, as in it was taken by a tow truck, but I was given 2 weeks to bring my account current and pay lots and lots of fees and get my car back. My credit report shows:
[Equifax]-Redeemed repossession
[TransUnion]-Repossession; redeemed
Experian seems to have no record of the repossession, just the fact that I got 60 days past due.
My question is this: Before I lost my job and fell behind on my car I was planning to look around to refinance as my credit had improved about 100 points from the time I bought the car. It has now gone down about 50 points from pre-repossession.
Would it be worth my while to still look around for a new auto loan, or are my chances of finding a better rate too slim and not worth the inquiries on my credit?
My credit is still 50 points higher than it was when I first got the car, but I now have a reclaimed repossession on my record. Help! :)
Response posted 2 years ago
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Review posted 2 years ago
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