- How It Works|
- FAQs|
- Help
- Log In to your account |
- Sign up now for free!
Interest Rates 50% Lower Than the Big Banks
Offered by: Zopa
Borrow from Zopa. Rates start at 8.49% but you can drive them much lower. Loans between $1,000 and $25,000
Benefits
- Zopa delivers interest rates 50% lower than the big banks
- Personal loans for up to $25,000 funded within as little as 2 days
- Approved interest rate can be further reduced by friends using Zopa
- Caters to most popular loan types: Personal Loan, Student Loan, Debt Consolidation Loan, Small Business Loan and Wedding Loan
Comments
3 Total Comments- Prev
- 1
Comment On This Offer
Credit Score Approval Data
Ideal for those with Credit:
N/A
AVERAGE Credit Score Approved for this Card
N/A
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
Popular Credit News
The Do’s and Don’ts of Closing Old Accounts
September 25, 2008
500 Comments
Understanding Credit Score Differences
February 27, 2008
405 Comments
Top 5 Credit Misconceptions
September 25, 2008
379 Comments
Copyright© 2007-2012 Credit Karma™, Inc. Credit Karma is a registered trademark of Credit Karma, Inc. All Rights Reserved. Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. This site may be compensated through third party advertisers.
Anyone ever use this service? I'm familiar with Prosper and Lending Club. Rates look good.
hardeight 3 years ago
I've used this service on both sides. It's great. The model is very different then the UK version, but from a borrower's POV it was very easy to get the loan. They're all 5 yr simple interest loans.
The application was easy and I was approved quickly (I did have to send in some check stubs). I've talked with a couple of their employees, all very nice people.
sjoschko 3 years ago
It is not really a P2P website since your really getting your money from a group of credit unions; rates are about average for banks. I don't think you will find much of advantage over a bank, and the whole idea of lenders having a CD's interest going to someone else is not going to work. Other than friends and family who is going to have a low paying investment pay even lower for a stranger? go to your bank for money or if you have good credit, Prosper rates around 6-8% for AA or 7-10% for A borrowers.
Net606 3 years ago