Karma Offers

WT Direct offers no fee, no minimum savings accounts with up to 1.51% APY*

WT Direct Online Bank offers high rates, personal service and industry leading privacy and security. FDIC insured. Open an online savings account in minutes.

*Annual Percentage Yield. APY is variable and is effective as of 10/15/09 and may change at any time. There is no minimum deposit required to open the account. For the first 60 days from the date the account is opened, regardless of the account balance, the account will earn our highest APY, which is variable and is currently 1.51%. After the first 60 days, the APY for the account will have two tiers: (a) a higher APY for accounts with balances of $10,000 or more (variable and currently 1.76% APY); and (b) a lower APY for accounts with balances of less than $10,000 (variable and currently 0.15% APY).
**The standard insurance amount of $250,000 per depositor with Wilmington Trust FSB is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories (except for coverage on certain retirement accounts, including IRAs, which will remain at $250,000 per depositor). For more information, visit http://www.fdic.gov/deposit/deposits/index.html