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New Millenium Bank Secured Black Diamond Visa® or Mastercard®

30 comments
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Offer Provider Offered by:
New Millennium Bank
See all offers from New Millennium Bank
Related Offers:
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Details:
Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 19.5%
Balance Transfer Rate N/A
Cash Advance Rate *
Annual Fee $59
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*
New Millenium Bank Secured Black Diamond Visa® or Mastercard® features:
  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

* Terms and conditions apply

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(30)

auctiontip
Sep 14
10:26 am

This card is a rip off if you need to improve your score talk to your local banker for there best pre paid (secure) credit card offers.

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hummer1970
Sep 11
8:30 pm

If you have bad credit this would be one great way to rebuild it. Remember your paying for the card to report your good standing. That's why the fee's and charges are so high. Once you establish a 560 or more you can apply for Capital one or HSBC. But until then. Put your cash in to a secure savings visa or master and keep the balances under 30% of the credit limt. Your score should jump up 40 points with in 90 days. Good Luck!

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midwestkel
Sep 2
3:28 pm

Outrageous fees. Why do people say its a bad offer but still give it a thumbs up?

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stultz1
Aug 31
9:11 pm

Terrible offer. Outrageous Fees. Try orchardbank.com

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MannyL
Aug 30
8:10 am

Yet this has a 79% positive rating. What's up with that?

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sylphdesign
Aug 28
5:48 am

its bull****.... its like saying, give me 50 cents for every dollar i spend

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Dkpd2200
Aug 24
6:43 am

No, this is terrible.

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dtyler1970
Aug 22
1:08 pm

This offer is only secured if you send them a $300 deposit, plus a $99.95 processing fee, in addition to the $59.00 per year fee.

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rcr13xxx
Jul 29
10:35 pm

59$ and almost 20% just another company looking to take advantage of low fico scores

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MannyL
Jul 27
10:11 am

The fees are outrageous for a secured card. Bank Of America and National City both have better secure card products

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Offer Score

61

Is this a good offer?

  

48

User Voting
Percentage of users who think this is a good offer. Your vote counts!

74

Take Rate
Higher take rate values indicate more popular offers.

The overall score is an average of user voting and take rate, so it's determined by users like you!

Score Details

Exclusivity

This offer is tailored to Credit Karma members who fall within the following credit range.

Credit Score Range

Credit Score Approval Data

517

Average Credit Score Approved for this Card

484

Lowest Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.


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