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New Millenium Bank Secured Black Diamond Visa® or Mastercard®
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Offered by: New Millennium Bank
| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | 19.5% |
| Balance Transfer Rate | N/A |
| Cash Advance Rate | * |
| Annual Fee | $59 |
| Late Fee | See Terms* |
| Cash Advance Fee | See Terms* |
| Balance Transfer Fee | See Terms* |
New Millennium Bank Secured Black Diamond Visa® or Mastercard® features:
- Approved regardless of credit history
- Credit limits up to $10,000*
- Reports to all 3 bureaus
- Get cash at over 740,000 ATMs
- No credit check
* Terms and conditions apply
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
Credit Score Approval Data
Ideal for those with Very Poor Credit:
517
AVERAGE Credit Score Approved for this Card
484
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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The fees are outrageous for a secured card. Bank Of America and National City both have better secure card products
MannyL 3 years ago
59$ and almost 20% just another company looking to take advantage of low fico scores
rcr13xxx 3 years ago
This offer is only secured if you send them a $300 deposit, plus a $99.95 processing fee, in addition to the $59.00 per year fee.
dtyler1970 3 years ago
No, this is terrible.
Dkpd2200 3 years ago
its bull****.... its like saying, give me 50 cents for every dollar i spend
sylphdesign 3 years ago
Yet this has a 79% positive rating. What's up with that?
MannyL 3 years ago
Terrible offer. Outrageous Fees. Try orchardbank.com
stultz1 3 years ago
Outrageous fees. Why do people say its a bad offer but still give it a thumbs up?
midwestkel 3 years ago
If you have bad credit this would be one great way to rebuild it. Remember your paying for the card to report your good standing. That's why the fee's and charges are so high. Once you establish a 560 or more you can apply for Capital one or HSBC. But until then. Put your cash in to a secure savings visa or master and keep the balances under 30% of the credit limt. Your score should jump up 40 points with in 90 days. Good Luck!
hummer1970 3 years ago
This card is a rip off if you need to improve your score talk to your local banker for there best pre paid (secure) credit card offers.
auctiontip 3 years ago