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New Millenium Bank Secured Black Diamond Visa® or Mastercard®

30 comments

Offered by:
New Millennium Bank
See all offers from New Millennium Bank

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Details:

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	19.5%
Balance Transfer Rate	N/A
Cash Advance Rate	*
Annual Fee	$59
Late Fee	See Terms*
Cash Advance Fee	See Terms*
Balance Transfer Fee	See Terms*

New Millenium Bank Secured Black Diamond Visa® or Mastercard® features:

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(30)

Wolf3
Aug 31
8:58 pm

No grace period means I pay interest on every purchase even if I pay in full each month.

And $59 annual fee. There are much better deals out there.

azeldorph
Aug 8
12:22 am

APR IS TO HIGH TO ESTABLISH A NEW ACCOUNT. IT SHOULD BE 15% or less.

ldysam
Jul 27
10:58 am

Sux. Too many fees.

txba663
May 25
2:50 pm

There is NO grace period for this card. It's NOT a good thing if you're new to credit (which is the point of the card - right?)

tpwild
May 16
5:38 pm

There are lots of credit cards designed to rebuild credit, examples:

First Premier, Orchard, Indigo, HSBC, Imagine all will give $300

starter credit, if you behave, they'll raise it all the way to $3000

blackhelper
Apr 3
8:01 pm

there should be some way for people with low or no credit to get a card to build credit

VirgoStylist
Apr 1
7:11 am

Be sure to read the terms and conditions. They are not checking credit here but rather using collateral to determine credit approval and amount to be approved. In the terms, it states they are going to put equal the amt u r willing to put into a new savings acct with them. If you put $1000 in the acct as collateral, they will give you up to $2000. In my opinion, if you had it like that, you wouldnt need a credit card in the first place! Read the FINE print; it makes a difference in your decision to apply.

JuggaloJer
Mar 18
9:43 pm

to me this is a good deal for someone with bad credit or no credit you might have to apy but who doesnt everyone gotta pay something on a card right

kelliannmace
Mar 2
9:44 pm

When you are in a position of bad or no credit these types of offers are great. You do have to realize going in that there are additonal fees but that is part of the reality of a sticky credit situation.

I obtained a secured card with Bank of America -- my bank. But after doing some research I discovered that my score still suffered because I did not have at least four (4) lines of open credit.

So its not that just my credit is "bad"; I pretty much have none. I am well aware that it has horrible fees -- at the same time anybody who has great fees won't give me a card.

I got one just so I can establish the credit; after a year I'll roll over the balance/credit to a more sensible creditor.

1925james
Jan 30
8:18 am

it helps rebuild your credit thats good for me

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Credit Score Approval Data

517

Average Credit Score Approved for this Card

484

Lowest Credit Score Approved for this Card

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