Offered by: LendingClub
Lending Club Loans from 7.93% APR. Get 10% off fees. Consolidate pesky credit cards, pay for a small project at home, or cover that short term expense with a fixed rate loan from Lending Club.
Do You Have Excellent Credit?
Not only will you get a better rate, but you will also get 10% off! Lending Club rewards borrowers with good credit. You can borrow money at better interest rates because these online loans are direct loans - they're being funded by other people like you or organizations, including Lending Club itself, that do not have the administrative costs of banks.
Here you can get an unsecured personal loan to help consolidate debt (e.g. paying off credit cards), fund a small home business or educational expenses or for any other purpose, directly from other members. Whatever the reason, join Lending Club to enjoy the kind of low interest rate only possible through peer lending!
Lending Club is open to US residents, and this Karma offer is available exclusively to you based on your excellent credit history.
With Lending Club, you will:
Offer Rules:
This Offer is available exclusively to Credit Karma borrowers. Borrower pays 2.25%-4.5% of the loan amount as origination fees. 10% off will be reimbursed to the borrower once the loan issues.
See our Lending Club Review for more details.
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I'll give it thumbs up as a lender, however I tried to borrow money through them and got denied. Credit score over 760 but apparently my DTI is too high. The restrictions on borrowing are very tight but I guess for good reason.
robert0380 1 year ago
As a lender this is a great opportunity to make money. They only charge 1% of APR of interest to you and I am currently earning an average of 14.30% per year. I don't invest more than $100 per loan so that if someone defaults on the loan there would not be too much loss.
I have been in the stock market, mutual funds, savings, etc. and this is has been the best return for my money. I highly reccommend this as a lender
zlyler 10 months ago
Have a Credit Karma credit score of 675.....Lending Club says my score is below 640...yet they state they partner with Credit Karma...got denied...big rip!
Hammie 10 months ago
My credit score is 740 and they gave me $1000 at 10.45% Fast proccessing time. I got the loan with in 3 days.
coolidge 8 months ago
I just joined so we will see how it goes. Wondering if you would be better off investing in the new loans or buying the resale loans?
doniam 8 months ago
Does not serve my State of Idaho... boo! I think that might the only state they dont serve.
lestyboss4 7 months ago
Lending Club is a great way to lend money with high interest for lender
peggyobr 7 months ago