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Lending Club Loans from 7.89%. 10% Off Fees

35 comments
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Offer Provider Offered by:
LendingClub
See all offers from LendingClub
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Lending Club Loans from 7.89%. Get 10% off fees. Consolidate pesky credit cards, pay for a small project at home, or cover that short term expense with a 3-year loan from Lending Club.

Do You Have Excellent Credit?

Not only will you get a better rate, but you will also get 10% off! Lending Club rewards borrowers with good credit. You can borrow money at better interest rates because these online loans are direct loans - they're being funded by other people like you or organizations, including Lending Club itself, that do not have the administrative costs of banks.

Here you can get an unsecured personal loan to help consolidate debt (e.g. paying off credit cards), fund a small home business or educational expenses or for any other purpose, directly from other members. Whatever the reason, join Lending Club to enjoy the kind of low interest rate only possible through peer lending!

Lending Club is open to US residents, and this Karma offer is available exclusively to you based on your excellent credit history.

With Lending Club, you will:
  • List your loan request through our site: no need to talk to a loan officer at a bank
  • Get a low interest rate, funded by other people, and a good deal on processing the loan
  • Enjoy predictable payments: 36 month loan, fixed interest rate and payments, no prepayment penalties

Offer Rules:
This Offer is available exclusively to Credit Karma borrowers. Borrower pays 0.75%-2% of the loan amount as origination fees. 10% off will be reimbursed to the borrower once the loan issues.

See our Lending Club Review for more details.

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USER COMMENTS(35)

lupoman
Jul 22
12:37 am

As a borrower, this was an easy experience. Took a little while to finish the process, but was worth it. I had the money in about 25 days from the time I applied.

I liked the soft credit pull, and the ease of setting up for payments. I do wish that they set it up to pay more per month if you want to via online. You have to call now, and even then i am not sure if you can pay more or only call if you want to pay off sooner.

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AshyMcgee
Jul 19
5:01 pm

I'm currently doing this now and it's actually a bit more 'grassroots' in the terms of banking experience. I've had no issues receiving or repaying funds. I would highly recommend Lending Club if you're sick of your banks' tomfoolery.

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hardeight
Jun 9
5:32 pm

Like the other peer to peer lenders, this is an interesting way to invest or lend. Their lending rates seem quite good relative to credit cards or bank loans.

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Offer Score

56

Is this a good offer?

  

34

User Voting
Percentage of users who think this is a good offer. Your vote counts!

78

Take Rate
Higher take rate values indicate more popular offers.

The overall score is an average of user voting and take rate, so it's determined by users like you!

Score Details

Exclusivity

This offer is tailored to Credit Karma members who fall within the following credit range.

Credit Score Range

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