Karma Offers
Lending Club Loans from 7.89%. 10% Off Fees
35 commentsLending Club Loans from 7.89%. Get 10% off fees. Consolidate pesky credit cards, pay for a small project at home, or cover that short term expense with a 3-year loan from Lending Club.
Do You Have Excellent Credit?
Not only will you get a better rate, but you will also get 10% off! Lending Club rewards borrowers with good credit. You can borrow money at better interest rates because these online loans are direct loans - they're being funded by other people like you or organizations, including Lending Club itself, that do not have the administrative costs of banks.
Here you can get an unsecured personal loan to help consolidate debt (e.g. paying off credit cards), fund a small home business or educational expenses or for any other purpose, directly from other members. Whatever the reason, join Lending Club to enjoy the kind of low interest rate only possible through peer lending!
Lending Club is open to US residents, and this Karma offer is available exclusively to you based on your excellent credit history.
With Lending Club, you will:
- List your loan request through our site: no need to talk to a loan officer at a bank
- Get a low interest rate, funded by other people, and a good deal on processing the loan
- Enjoy predictable payments: 36 month loan, fixed interest rate and payments, no prepayment penalties
Offer Rules:
This Offer is available exclusively to Credit Karma borrowers. Borrower pays 0.75%-2% of the loan amount as origination fees. 10% off will be reimbursed to the borrower once the loan issues.
See our Lending Club Review for more details.

Offered by:


antichoo
Nov 19
9:13 pm
I have never been able to list for a loan with this site. And my credit score is now highter than they require. I was able to secure a loan in the past with Prosper. I will try again with them in the future.
Reply Cancel Replydrwiski
Nov 9
2:34 pm
Ridiculous! I asked for a Consolidation Loan and they wanted over 20%!!!! My combined rate with my credit cards is only 8.5%.
Forget it...
Reply Cancel ReplyKurz
Oct 16
8:43 pm
Ummm why would you even bother with 8%?
Sorry your expectations are too high.
lrod54
Oct 21
1:47 pm
I am currently a lender for Prosper.com and I'm averaging over 14% interest on my money. Can't beat that from anywhere else. I will definetly be taking out a loan from either Lending Club or Prosper.
Reply Cancel Replyred05
Sep 23
12:09 pm
I've only heard great things about Lending Club and am looking forward to trying them out as a lender.
Reply Cancel Replybchalk
Sep 21
11:45 pm
How does this compare to Prosper? I had a $2,500 loan I got for 11.9% with a w/ $50 initial fee. It was painless and let me pay it off early with no extra fees....
Reply Cancel Replyregark
Sep 16
5:49 pm
Actually I am looking forward to Lending Club reopening to lenders again. For borrowers it's a no-brainer if you can get a lower rate than your credit cards.
Reply Cancel Replyvapaddington
Sep 6
6:10 pm
no thanks
Reply Cancel Replyecahoon
Aug 16
8:24 am
I got a small loan from LendingClub when they first started and it was an excellent experience. I have to check to site and see if I can get a second loan or not - if so, then I am going to definitely capture this deal.
Reply Cancel Replyeds1814
Aug 8
8:21 pm
You might have an unpleasant surprise after waiting for the 2-week listing period to be over. On my loan, they waited until after the 2 weeks were up to underwrite the application and then declined it. The person handling my application was quite pompous and rude. I wouldn't want to deal with them again no matter how desparate I was.
Reply Cancel ReplyWelmanLykin
Jul 24
5:39 pm
Got my loan at a better rate than expected (7.68% or 8.19 APR).
I'd rather pay that to LC lenders than 18% to credit card companies.
Reply Cancel Reply