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Lending Club Loans from 7.93% APR. 10% Off
Offered by: LendingClub
Details
Lending Club Loans from 7.93% APR. Get 10% off fees. Consolidate pesky credit cards, pay for a small project at home, or cover that short term expense with a fixed rate loan from Lending Club.
Do You Have Excellent Credit?
Not only will you get a better rate, but you will also get 10% off! Lending Club rewards borrowers with good credit. You can borrow money at better interest rates because these online loans are direct loans - they're being funded by other people like you or organizations, including Lending Club itself, that do not have the administrative costs of banks.
Here you can get an unsecured personal loan to help consolidate debt (e.g. paying off credit cards), fund a small home business or educational expenses or for any other purpose, directly from other members. Whatever the reason, join Lending Club to enjoy the kind of low interest rate only possible through peer lending!
Lending Club is open to US residents, and this Karma offer is available exclusively to you based on your excellent credit history.
With Lending Club, you will:
- List your loan request through our site: no need to talk to a loan officer at a bank
- Get a low interest rate, funded by other people, and a good deal on processing the loan
- Enjoy predictable payments: flexible loan terms, fixed rates and fees, and no prepayment penalties
Offer Rules:
This Offer is available exclusively to Credit Karma borrowers. Borrower pays 2.25%-4.5% of the loan amount as origination fees. 10% off will be reimbursed to the borrower once the loan issues.
See our Lending Club Review for more details.
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I am a lender and so far it's been a very positive experience. Two of my friends got loans through them and they've been happy to be able to consolidate their cc debt at a much lower rate, fixed interest and fixed installments for 36 months.
I would highly recommend them.
clujean 1 year ago
As a lender, my experience has been all positive. My money is working much harder for me, rather than languishing in 3% money market funds. Averaging a 12% return at this point. I can't comment on this offer from a borrower's perspective.
veggivet 1 year ago
Good offer...if I qualified. My credit score is well above the minimum required, but my DTI is too high.
joejoev 1 year ago
Very good offer providing your DTI ratio is below 25 percent and you have an above 700 credit score. Being straighforward is also a key. I had high credit card rates despite requesting lower rates with at least one company more than once. I was told I was "high risk", but it seemed more like I was a good revenue source as I paid my bills on time. I received a Lending Tree loan (less than what I initially requested, but that was my choice in order to recieve a lower interest rate). They did everything they stated and I have had no regrets. Highly recommend!
CharCasa 1 year ago
i got approved then declined after 2 weeks dont trust lending club. I had 745 score ... just waste of time.
worldimpex 1 year ago
This must be the worst requirements ever needed from a company. My score is 720 with only $200 in outstanding credit debt and I was declined to even submit a listing for a loan! This was not even for the loan itself. I suggest Only credit scores 750 and above!!
scooterrocky 1 year ago
CharCasa: why thumbs down? click wrong button??
brianguy 1 year ago
This is not a good offer.
honeychile 1 year ago
don't bother. I make plenty of $$ and my credit score is 723.
its probably great for lenders, but credit card companies like Bank of America have me by the balls.
they have screwed me over again and again and now im stuck. even though getting a lower interest rate would help me immeasureably, I cannot get unshackled from BofA
nautiq 1 year ago
P2P lending is dead.
Lenders who lent to strangers on the Internet got burned with Prosper and LC, and the newest re-incarnations with the tighter lending standards hasn't cleaned up the problem with collections, or made the borrowing cheaper.
It's a no-win for everyone.
christoofar 1 year ago
It is not quite dead. It is now re-emerging with SEC approval and tighter credit requirements. But as you suggest, there is risk so it might not be for everyone.
CK Moderator
FWIW I loaned money on Prosper the day it opened, and was paid back every penny owed plus all of the interest. As the moderator noted, things ARE different now, especially with the secondary market for notes and gov't oversight.
ezgoldsc 10 months ago