Earn interest with an Electric Orange Checking

First National Bank of Omaha's online savings is at 3.50%

http://www.fnbodirect.com/

ING is a great bank and it really makes you save. Its not for people who are 'pretending' to save. It takes a few days and some planning to withdraw funds which sucks but it keeps me mindful of what I am using my money for.

like Mr. Burns said below, def for those who REALLY want to save. Putting $ in and out of the account takes time, so definitely makes it easier to have access to it which helps for those who want to stash their cash away

I have found their services first rate so far, no problems at all and my questions are resolved quickly. Checking, savings and CD accounts are competitive at all times in the market. Not always the highest yields, but often in the top 10.

Web site and tools are great, especially for managing CDs. Much better than most other internet-only banking operations in my experience (one of which actually makes me call them to close out a CD at maturity!).

Unfortunately the interest rates are very low, even relative to other dollar-denominated accounts. I like ING's Orange product but I'm not going to accept 2-3% when the money supply is growing at 200% per year. Remember, it doesn't matter whether banks are offering 1% or 6%, that gallon of milk you bought this week will still cost 10% more a year from now.

Now if ING offered a gold-denominated account at 0.5% interest, I'd put all my savings there in a heartbeat. Maybe someone from ING will read this and take their innovative products to the next level.

I have had a great experience with ING... decent rates (you can get slightly better than 2.25 depending on amount in your account and type of account) and very user-friendly.

I love ING and they are my main bank, but you can't get 2.25% anymore. This is way out of date. Savings are down at 1.5% (25March09) and if you've got at least $50k you can get 1.65% with them.

For Wesolows: check out goldmoney.com or hit up wikipedia @ "digital gold currency". I don't use them or any other digital gold.

I use ING (and temporarily, Everbank). Nothing special to report except that I am really happy at ING with their BillPay, put the phone number of the place you are paying with the check and they call to set up ACH transfers, its very nice and saves a lot on fees, though their rates are lagging a little behind.

FNBODirect and a bunch of credit unions offer better rates than ING.

I love ing direct. I don't have a lot of money but I have been saving with them for 4 years and I find them to be a great bank.

I have ING savings and CD's, but they can't touch USAA for service!!