Earn interest with an Electric Orange Checking

Offered by: ING DIRECT

26 comments | Comment on this offer

Details

Sign up with ING Direct and receive the access and convenience of checking with the earning power of savings. Earn up to 0.25% APY for balances under $50K, 1.50% APY for balances $50K-$100K, and 1.55% for over $100K.

Your ING Direct account features:

FREE Electric Orange MasterCard Debit Card
Online Free Bill Pay
Free access to 35,000 ATMs
Send money securely for free with Electric Checks
Automatic protection with your Overdraft Line of Credit
High interest: 0.25% APY for $0-$49,999.99; 1.50% for $50,000-$99,999.99; 1.55% APY for $100,000+
No need to change banks - Your Orange Savings Account will be automatically linked to your current checking account.
Access your account around the clock via ingdirect.com
Open your account online in under 5 minutes
Safe, Secure and Smart

ING Direct's Electric Orange checking account is an easy-to-use paperless checking account with a great interest rate. Member FDIC.

Comments

26 Total Comments

Sort By:

First National Bank of Omaha's online savings is at 3.50%

http://www.fnbodirect.com/

nfrederick 2 years ago

just visited the wesite and only saw 1.50%

rebeccapiet 10 months ago

ING is a great bank and it really makes you save. Its not for people who are 'pretending' to save. It takes a few days and some planning to withdraw funds which sucks but it keeps me mindful of what I am using my money for.

tburns3 2 years ago

like Mr. Burns said below, def for those who REALLY want to save. Putting $ in and out of the account takes time, so definitely makes it easier to have access to it which helps for those who want to stash their cash away

gomez1012 1 year ago

I have found their services first rate so far, no problems at all and my questions are resolved quickly. Checking, savings and CD accounts are competitive at all times in the market. Not always the highest yields, but often in the top 10.

Net606 1 year ago

Web site and tools are great, especially for managing CDs. Much better than most other internet-only banking operations in my experience (one of which actually makes me call them to close out a CD at maturity!).

Unfortunately the interest rates are very low, even relative to other dollar-denominated accounts. I like ING's Orange product but I'm not going to accept 2-3% when the money supply is growing at 200% per year. Remember, it doesn't matter whether banks are offering 1% or 6%, that gallon of milk you bought this week will still cost 10% more a year from now.

Now if ING offered a gold-denominated account at 0.5% interest, I'd put all my savings there in a heartbeat. Maybe someone from ING will read this and take their innovative products to the next level.

wesolows 1 year ago

I have had a great experience with ING... decent rates (you can get slightly better than 2.25 depending on amount in your account and type of account) and very user-friendly.

katykeller 1 year ago

I love ING and they are my main bank, but you can't get 2.25% anymore. This is way out of date. Savings are down at 1.5% (25March09) and if you've got at least $50k you can get 1.65% with them.

For Wesolows: check out goldmoney.com or hit up wikipedia @ "digital gold currency". I don't use them or any other digital gold.

I use ING (and temporarily, Everbank). Nothing special to report except that I am really happy at ING with their BillPay, put the phone number of the place you are paying with the check and they call to set up ACH transfers, its very nice and saves a lot on fees, though their rates are lagging a little behind.

brandedatom 1 year ago