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5.01% APY No Fee Checking Account
36 comments
Unfortunately, this offer has expired.
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First Banking Center is offering a checking account with 5.01% APY on balances under $25,000 with no ATM fees, no minimum balances, and no service charges. Please read requirements.
Requirements to Qualify
- Make at least 10 Check-Mate Card purchases (excluding ATM transactions
- Receive a monthly electronic statement
- One direct deposit or ACH auto debit
- $100 minimum initial opening deposit
Benefits
- No minimum balance requirement
- No monthly service charges
- Unlimited check writing with no per check fees
- Free check safekeeping required
- Interest is credited to the account monthly, based on the following tiers:
- On balances from $0 - 25,000
- On balances from $25,001 and over OR base rate for all balances if requirements are not met
- 24-hour account access via Internet available
- 24-hour account access via telephone
- Overdraft Privilege program attached
- Direct Deposit available
Offered by:


ramneekh
Feb 16
7:35 am
Requirements to Qualify
Make at least 10 Check-Mate Card purchases
a) anybody knows if check-mate card is a debit card or a credit card?
b) 10 purchases every month requirement? if that's initial 10 purchases only not a monthly 10 purchases then I am game for it.
Reply Cancel ReplyProVision
Jan 31
11:56 pm
From the SD thread,
I went and "applied" and received this response:
Thank you for your recent inquiry into First Banking Center’s free Rewards Checking Account.
We are very excited to offer such a great account. In order to comply with federal regulations, at this time we are requiring our customers to come into one of our locations so we may examine customer identification documents. Please refer to the locations listed on our website at www.firstbankingcenter.com and let us know which location is the most convenient for you.
Because of the popularity of this account, First Banking Center will soon be implementing new procedures that will allow us meet all regulatory requirements without having the customer come in and open the account in person. Please check back with us. Thank you.
First Banking Center
Reply Cancel Replygsiegler
Jan 30
8:23 pm
They waive the requirements for the first month too, so you're guaranteed to earn interest that first month. Seems like a great deal.
Reply Cancel Replyhardeight
Jan 30
12:24 pm
This rate is even more attractive if they still honor it after today's rate cut. Crazy times. 1.25% in less than 2 weeks.
Reply Cancel Replyahyong
Jan 30
1:57 am
The might rate might drop anytime soon with the move that the fed is taking... Most banks already dropped by at most .50%.. I dont' know if I should switch to this bank or not.. I also need someone who know anything about this bank and their experience with them? Thanks
Reply Cancel Replyhardeight
Jan 29
10:00 pm
I've never heard of these people. Has anyone ever used them before? The best rate I have seen are in the 4% range and I suspect those will go down with the fed move. I'd love to hear from someone who has used First Bank before.
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