5.01% APY No Fee Checking Account

Offered by: First Banking Center

36 comments | Comment on this offer

Details

First Banking Center is offering a checking account with 5.01% APY on balances under $25,000 with no ATM fees, no minimum balances, and no service charges. Please read requirements.

Requirements to Qualify

Make at least 10 Check-Mate Card purchases (excluding ATM transactions
Receive a monthly electronic statement
One direct deposit or ACH auto debit
$100 minimum initial opening deposit

Benefits

No minimum balance requirement
No monthly service charges
Unlimited check writing with no per check fees
Free check safekeeping required
Interest is credited to the account monthly, based on the following tiers:
On balances from $0 - 25,000
On balances from $25,001 and over OR base rate for all balances if requirements are not met
24-hour account access via Internet available
24-hour account access via telephone
Overdraft Privilege program attached
Direct Deposit available

Comments

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Initial deposit is $100 not $1.

mdahlin 1 year ago

Fixed. Thank you.

CK Moderator

So far so good. Requiring the 10 debit transactions per month to qualify is a little annoying, but well worth it to get 5%! If you prefer to bank locally you can just go to checkingfinder.com, look at the national directory to find banks in your state, and see which ones have a similar offer.

bjerwin99 1 year ago

Since I don't want to drive to WI because I am also in PA. I went with Malvern Federal Savings ang got 5.01% on up to $35000.00 and only had to drive 20 miles. Found them on http://www.CheckingFinder.com.

leosantore 1 year ago

Checkingfinder is a good product

CK Moderator

Does anybody know exactly what a 'Check-Mate Card' and a 'Check-Mate Card transaction' are? Since one needs to make 10 of these purchases per month, it is critical to know whether or not there is a fee associated with them.

-s

klawsteve 1 year ago