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5.01% APY No Fee Checking Account

Offered by: First Banking Center

36 comments | Comment on this offer

Details

First Banking Center is offering a checking account with 5.01% APY on balances under $25,000 with no ATM fees, no minimum balances, and no service charges. Please read requirements.

Requirements to Qualify

Make at least 10 Check-Mate Card purchases (excluding ATM transactions
Receive a monthly electronic statement
One direct deposit or ACH auto debit
$100 minimum initial opening deposit

Benefits

No minimum balance requirement
No monthly service charges
Unlimited check writing with no per check fees
Free check safekeeping required
Interest is credited to the account monthly, based on the following tiers:
On balances from $0 - 25,000
On balances from $25,001 and over OR base rate for all balances if requirements are not met
24-hour account access via Internet available
24-hour account access via telephone
Overdraft Privilege program attached
Direct Deposit available

Comments

36 Total Comments

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Best I've seen since the fed started cutting rates in 2007...wish I lived closer...

MJJunction 2 years ago

It would probably be a good deal and I would consider looking into it further - but I live in NC. That's a bit of a drive to open a bank account don't ya think. It would be great if they had the offer open for online applications.

ncbeaglegirl 2 years ago

accounts. In most every state and a number that are nationwide.

High Yield Reward Checking Accounts Available Nationwide

statistics Updated on June 2, 2008

Bank/Credit Union APY Balance Cap Link to Account Review

Coulee Bank 6.01% $25,000 updated rvw: 04/30/08

Charter Bank 6.01% $25,000 updated rvw: 11/13/07

Golden Plains Credit Union 6.01% $25,000 updated rvw: 04/04/08

Lee County Bank & Trust, N.A. 6.01% $25,000 initial rvw: 06/02/08

Southern Community Bank & Trust 6.00% $25,000 updated rvw: 02/13/08

Bank of Blue Valley 5.51% $25,000 updated rvw: 06/02/08

United National Bank 5.51% $25,000 initial rvw: 06/02/08

First New England Federal Credit Union 5.15% $25,000 updated rvw: 05/30/08

Consumers Credit Union 5.09% $25,000 updated rvw: 02/02/08

Heartland Community Bank 5.06% $30,000 updated rvw: 04/09/08

Capital Bank 5.01% $25,000 updated rvw: 05/13/08

West Texas National Bank 5.01% $25,000 updated rvw: 04/30/08

Coastal Federal Credit Union 5.01% $50,000 updated rvw: 02/12/08

The Bank of Fayetteville 4.51% $50,000 updated rvw: 05/15/08

First Arkansas Bank & Trust 4.44% $50,000 updated rvw: 02/02/08

State Bank of Toledo 4.01% $70,000 updated rvw: 03/21/08

Provident Credit Union 4.01% $25,000 updated rvw: 04/01/08

ViewPoint Bank 4.00% $50,000 initial rvw: 05/22/08

Connexus Credit Union 3.51% $25,000 updated rvw: 05/03/08

http://www.highyieldcheckingdeals.com/2008/03/high-yield-reward-checking-by-states.html

whocares08 2 years ago

6 months after ProVision's January 31 post, and First Banking Center is still requiring customer to come in to the bank? Why advertise nationally if your product is only available locally?

rman 2 years ago

I've been with them for a couple months. I did manage to loose my ATM card this past month so I got the 0.50% rate for the month. Normally though, it's not an issue as I buy lunch at the grocery store at least 10 times a month. The ATM replacement card is a "10-14 days" thing and I'm still waiting on mine so they weren't kidding. Overall though, I'm happy with them as long as the 6.01% rate stays.

cymenvig 2 years ago