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5.01% APY No Fee Checking Account

36 comments
Offer expired
Offer Provider Offered by:
First Banking Center
See all offers from First Banking Center

Unfortunately, this offer has expired.

Here are related offers of interest:

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First Banking Center is offering a checking account with 5.01% APY on balances under $25,000 with no ATM fees, no minimum balances, and no service charges. Please read requirements.

Requirements to Qualify
  • Make at least 10 Check-Mate Card purchases (excluding ATM transactions
  • Receive a monthly electronic statement
  • One direct deposit or ACH auto debit
  • $100 minimum initial opening deposit
Benefits
  • No minimum balance requirement
  • No monthly service charges
  • Unlimited check writing with no per check fees
  • Free check safekeeping required
  • Interest is credited to the account monthly, based on the following tiers:
  • On balances from $0 - 25,000
  • On balances from $25,001 and over OR base rate for all balances if requirements are not met
  • 24-hour account access via Internet available
  • 24-hour account access via telephone
  • Overdraft Privilege program attached
  • Direct Deposit available

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USER COMMENTS(36)

atxtodd
Feb 23
8:54 pm

It is impossible to sign up! Chex Systems approval keeps failing on the last step. AGHHHHH!

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markwi
Feb 11
9:34 pm

The rate is only 5.01% now.

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tmhoole
Feb 9
11:06 am

Requirements for qualifying for stated rate look like a big hassle.

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CK Moderator

These rates are intended to build customer loyalty. So as you mentioned, there are several requirements.

mortenak
Feb 6
9:32 pm

Seems like all their banking centers are in WI, furthermore their fee policy is outrages, you will pay for making phone enquirers on your account ect.

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quietwriter
Jan 21
2:50 pm

P.S. It appears that online registration is now an official option from the "Join Now" link above!

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marji
Jan 20
1:01 pm

Currently, First Banking Center requires you to visit a branch in order to complete the application process. Hopefully they will have an on-line application process in the near future.

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rickety
Jan 3
6:18 pm

February 3, 2009 the rate goes to 5%.

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kpellas
Dec 22
3:44 pm

nevermind.. it appears you still have to go into a branch to finish the application.

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kpellas
Dec 22
3:37 pm

They appear to have an online app now, is this true? If so, this is a great offer.

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deena57
Oct 13
7:25 am

Great if you live near a branch. They need to make online account setup.

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Offer Score

48

Is this a good offer?

  

65

User Voting
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30

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The overall score is an average of user voting and take rate, so it's determined by users like you!

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