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Discover® Student Card w/ no annual fee

126 comments

Offered by:
Discover
See all offers from Discover

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Start building credit with the Discover Student Card with 0% APR for 6 month, 5% cash back bonus on some purchases, and 1% cash back bonus every time you use your card. Plus, unlimited cash rewards with no annual fee.

Discover® Student Card Details

Purchase Intro Rate0%
Purchase Intro Period6 Months
Balance Transfer Intro RateN/A
Balance Transfer Intro PeriodN/A
Regular APR14.99%
Balance Transfer RateN/A
Cash Advance RateSee Terms
Annual FeeNone
Late FeeSee Terms
Cash Advance Fee3%, Min: $5
Balance Transfer Fee3%, Min: $5

Discover® Student Card Features:

Build your credit history
0% Interest* on Purchases for 6 Months
No minimum income or cosigner required
No Annual Fee
Easy Online Account Management tools

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USER COMMENTS(126)

1mizzgregory
Sep 21
4:09 pm

i have a score of 582 is that good enough to apply.. and do they check all of the credit bureaus or just transunion

CK Moderator

Based on the averages for this card, unfortunately not.

aunidLy_tc
Sep 20
8:38 pm

Wow... I have just realized so many people have credit score lower than me and I am only a 4th year in college... I have 774

silly1986
Sep 20
4:09 pm

my credit score is 538 is that good enough for discover card??

CK Moderator

Based on the requirements, this is not a good choice for you.

tbrenner
Sep 17
5:56 pm

Accepted w/ 699

JustinMill
Sep 14
7:50 am

Declined with a credit score over 700.

splitbux
Sep 13
8:35 am

got accepted with 695. $500 credit line though very low.

jda217
Sep 12
12:22 pm

Gave my daughter her first card

pauly2221
Sep 10
5:36 pm

This is not a good offer Discover sucks. I never applied for them but never willl. If you have 600 score or above I would recommend Capital One. They approved me for 1 Orbitz Capital One $1500 dollar limit and a Capital One Platinum at the same time for $1100 credit limit total of $2600. My credit score was 601 no late or missed payments in the last 3 years. This is when I applied in January. Now my Credit limits have double on both cards due to the step up program they offer. $500 dollar increase every 3 months on each card if there has not been any late of over credit limits issues.