Capital One Direct 1.60% APY for your savings!

Offered by: Capital One

2 comments | Comment on this offer

Details

Join Capital One Direct Banking today and enjoy 1.60% APY on a minimum balance of $10K or 0.60% APY for balance less than $10K.

Open an online savings account with Capital One today and you are guaranteed:

No service or maintenance fees
No minimum balance
1.60% APY, which is over 3 times the national average (for >10K balance)
Easy, free online transfers – access money from your existing external bank accounts securely and safely

Trust Capital One's history of great rates which are consistently among the best in the nation. Capital One will put your savings on the fast track to secure, steady growth.

Start saving your money with Capital One today!

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sent a bunch of pre-approved offers. By the time I decided to accept, my credit was 735 and they denied the card. Question - why did they send me so much advertisement junk if they didn't need my (735 credit score!)business? Go my card with Chase!

littleshkoda 1 year ago

Good question. Interestingly, pre-approval rates are only in the high 90% range and fall as time goes by. It could be that your credit fell outside of their approval ranges as time progressed. This is especially true now as more issuers are increase credit requirements.

CK Moderator

watch out for unapproved charges. I had two when I first got the card. CapOne is slow to raise your credit limit. I ask them once a year they usually turn me down, they don't say why but I have one late payment with them. If your looking for a starter card, try HSBC Orchard Bank. They at least raise your credit limit if you stay on their good side.

tpotts 11 months ago