Credit cards for college students
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CK Editors’ Tips††: Student credit cards may offer rewards and other features to help you start your credit journey.Read more
What to consider when choosing a student credit card
Student credit cards can feature valuable rewards, but they’re primarily for helping students establish a credit history. Try to pick a card that helps you maintain good credit habits, like paying on time and in full. Ultimately, establishing quality credit with a student card is more likely to help you in the long term than any rewards you earn now.
Student credit cards can feature valuable rewards, but they’re primarily for helping students establish a credit history. Try to pick a card that helps you maintain good credit habits, like paying on time and in full. Ultimately, establishing quality credit with a student card is more likely to help you in the long term than any rewards you earn now.
How we picked the best student credit cards
The best student credit cards come with useful rewards, but they also help students develop good credit habits. When selecting these cards, we focused on various rewards goals and the kinds of features that reward you for your card use, like extra cash back for paying on time. Read more about our methodology for picking the best credit cards.
Jump to editors’ picksThe best student credit cards come with useful rewards, but they also help students develop good credit habits. When selecting these cards, we focused on various rewards goals and the kinds of features that reward you for your card use, like extra cash back for paying on time. Read more about our methodology for picking the best credit cards.
Great for rotating cash back categories††
Great for rotating cash back categories††
Discover it® Student Cash Back
Intro purchase APR
0% Intro APR for 6 MonthsRegular purchase APR
18.24% - 27.24%* VariableAnnual fee
$0
Intro purchase APR
0% Intro APR for 6 Months
Regular purchase APR
18.24% - 27.24%* Variable
Annual fee
$0
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
Great for high cash back rates††
Great for high cash back rates††
Capital One SavorOne Student Cash Rewards Credit Card
Intro purchase APR
N/ARegular purchase APR
19.99% - 29.99% (Variable)Annual fee
$0Welcome bonus
$50
Intro purchase APR
N/A
Regular purchase APR
19.99% - 29.99% (Variable)
Annual fee
$0
Welcome bonus
$50
- Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
Great for students who fly††
Great for students who fly††
Bank of America® Travel Rewards credit card for Students
Intro purchase APR
0% Intro APR for 15 billing cycles for purchases*Regular purchase APR
18.24% - 28.24%* VariableAnnual fee
$0Welcome bonus
25,000Points
Intro purchase APR
0% Intro APR for 15 billing cycles for purchases*
Regular purchase APR
18.24% - 28.24%* Variable
Annual fee
$0
Welcome bonus
25,000 Points
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Great for choosing your top category††
Great for choosing your top category††
Bank of America® Customized Cash Rewards credit card for Students
Intro purchase APR
0% Intro APR for 15 billing cycles for purchases*Regular purchase APR
18.24% - 28.24%* VariableAnnual fee
$0Welcome bonus
$200
Intro purchase APR
0% Intro APR for 15 billing cycles for purchases*
Regular purchase APR
18.24% - 28.24%* Variable
Annual fee
$0
Welcome bonus
$200
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
Great for simple cash back††
Great for simple cash back††
Capital One Quicksilver Student Cash Rewards Credit Card
Intro purchase APR
N/ARegular purchase APR
19.99% - 29.99% (Variable)Annual fee
$0Welcome bonus
$50
Intro purchase APR
N/A
Regular purchase APR
19.99% - 29.99% (Variable)
Annual fee
$0
Welcome bonus
$50
- Earn unlimited 1.5% cash back on every purchase, every day
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
Great for simple cash back††
Great for simple cash back††
Bank of America® Unlimited Cash Rewards credit card for Students
Intro purchase APR
0% Intro APR for 15 billing cycles for purchases*Regular purchase APR
18.24% - 28.24%* VariableAnnual fee
$0Welcome bonus
$200
Intro purchase APR
0% Intro APR for 15 billing cycles for purchases*
Regular purchase APR
18.24% - 28.24%* Variable
Annual fee
$0
Welcome bonus
$200
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn unlimited 1.5% cash back on all purchases.
Great for commuter students††
Great for commuter students††
Discover it® Student Chrome
Intro purchase APR
0% Intro APR for 6 MonthsRegular purchase APR
18.24% - 27.24%* VariableAnnual fee
$0
Intro purchase APR
0% Intro APR for 6 Months
Regular purchase APR
18.24% - 27.24%* Variable
Annual fee
$0
- INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
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†† The opinions you read here come from our editorial team. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors' opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when it’s posted.