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| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | 7.25% |
| Balance Transfer Rate | N/A |
| Cash Advance Rate | 11.25% |
| Annual Fee | $0 |
| Late Fee | $29 |
| Cash Advance Fee | See Terms |
| Balance Transfer Fee | None |
Simmons First Visa Platinum features:
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
-$527 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$0 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$4,091 |
$5,501 |
$7,317 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $3,564 |
$5,501 |
$7,317 |
|
| Total Savings over 3 Years |
$16,382 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
Most Recent Reviews
Great card, with a fantasic interest rate. Don't bother to apply if you have less than a 750 credit score though. A hard credit check from these guys will ding you 7 points. I applied from this site and heard nothing for almost 10 days then I got a small piece of paper in the mail thanking me for applying and letting me know my card was on it's way. They start you off with a modest credit line so don't expect the 10-12k you get with some of the big card issuers. I haven't had teh card for a long time but reading reviews from others who have, it seems like teh interest rate has been stable for a long time. Hope it stays that way.
robrowald 2 months ago
I've had a Simmons first card for over 10 years. They have never messed with my rate, when you call you can talk to a real- english speaking person, and they actually care about having your business. . . . Great card for those who are responsible. Under 10% fixed interest is hard to come by in a credit card.
Anonymous 3 months ago
Best card I've had. Rate has stayed stable at 7.25% and service is good.
Anonymous 4 months ago
I have been a customer of Simmons First for over 40 years. I am one of their oldest and continuous customers. This is a wonderful bank to work with - customer service is outstanding to say the least.
They may be picky who they accept but so do other banks and financial institutions.
Anonymous 4 months ago
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I have held the Simmons card for several years as a result of a recommendation in a financial magazine. The interest rate of 7.25% has never changed and I have absolutely no complaints with this card. When it is necessary to speak to a representative with them, I actually get a human voice rather quickl,y which is a perk that I like a lot!
Couskare 3 weeks ago