Offered by: First PREMIER Bank
| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | See Terms |
| Balance Transfer Rate | N/A |
| Cash Advance Rate | See Terms |
| Annual Fee | See Terms |
| Late Fee | See Terms |
| Cash Advance Fee | See Terms |
| Balance Transfer Fee | N/A |
Centennial® Gold Credit Card features:
Go for the Gold with a Centennial Gold Credit Card from
First PREMIER® Bank.
Designed with you in mind, the Centennial Gold
Credit Card features a low, fixed APR.
Even if you have been declined by other banks, your
application with First PREMIER Bank is always
welcome, so apply today.
Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.
Ideal for those with Credit:
AVERAGE Credit Score Approved for this Card
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
User Voting
Percentage of users who think this is a good offer. Your vote counts!
Take Rate
Higher take rate values indicate more popular offers.
The Do’s and Don’ts of Closing Old Accounts
September 25, 2008
153 Comments
Understanding Credit Score Differences
February 27, 2008
94 Comments
Top 5 Credit Misconceptions
September 25, 2008
100 Comments
If you like to pay an excess amount of fees on a monthly and annual basis - this is the card for you."
akoynarska at 11:53 am Sep 26
Reply Cancel ReplyThis is not a good bank to have a card with unless u pan on keeping a zero account balance!!!"
thaanointed1 at 9:13 am Aug 29
Reply Cancel ReplyI suppose you need to pay to build your credit;and with this card you will indeed pay...read the fine print."
Terencewr at 6:14 am Aug 29
Reply Cancel Replythese are the fees associated with accepting this offer
Annual Fee of $48.00, Account Set-Up Fee of $29.00, Program Fee of $95.00, Monthly Servicing Fee of $7.00, and an Additional Card Fee of $20.00 per card (if applicable)."
mysticaldzir at 5:46 am Aug 20
Reply Cancel ReplyI applied for this online and was approved. When i receive it in the mail, can i simply decline the offer and never activate it in order to avoid ever actually using the card and being charged these stupid fees? or am i automatically signed up and charged the minute i was approved?
vance31 at 5:16 pm Nov 30
Reply Cancel ReplyRead the terms of service, there is a $48 annual fee and then a $7 monthly fee, meaning $132 in annual fees, and almost $100 in activation fees."
brontus at 10:51 am Aug 15
Reply Cancel Reply