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| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | See Terms |
| Balance Transfer Rate | N/A |
| Cash Advance Rate | See Terms |
| Annual Fee | See Terms |
| Late Fee | See Terms |
| Cash Advance Fee | See Terms |
| Balance Transfer Fee | N/A |
Centennial® Classic Credit Card features:
The Centennial Credit Card from First PREMIER® Bank
is a great answer for those seeking a credit card with a
low fixed APR.
Even if you have been denied credit in the past, you will
be considered for approval from First PREMIER Bank.
Apply today, and receive an application response in just
60 seconds.
- We offer a very attractive fixed APR
- Your account history reports monthly to the major Consumer Reporting Agencies
- 24-hour account access by phone
- Apply for a nationally recognized credit card
- The application process is safe, secure and fast
Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
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|---|---|---|---|---|
|
Balance Transfer Cost
|
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$0 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $0 |
$0 |
$0 |
|
| Total Savings over 3 Years |
$0 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
Most Recent Reviews
This card is a rip off. 49% interest rate and you have to pay huge fees to get the card. Usuary.
pearl1213 2 months ago
Ok, I have this card and I am failig to see the $270 in fees. I have a CKS of 569 due to irresponsble credit use as a teenager and in early 20's. I paid $25 processing fee added a card for my husband and I still have $200 of available credit. I just recieved my card today, I have made no purchases at all. My interest rate is through the roof, but with my bad history, I deserve it. All in all, it isn't a great card and the interest is killer, but if you pay off your balances and learn from past mistakes, this card should not be needed for long.
cdrain85 1 year ago
Horrible, horrible fee structure. No way.
kingcake64 2 years ago
thank you for posting, it is greatly appreciated!
marites2008 2 years ago
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I have had this card about a year or so now. This card is just what it is. It is a credit card for those with horrid credit that want to rebuild it without using a secured credit card. In the begninning you end up with a credit limit of $300 which is immediatly knocked down to about $225 after the entry fees and annual fees etc. You will be charged interest on those feed if you dont pay within 25 days!
The interest rate is about 24.99%+ depending how bad your credit is. I got this card when my credit was at about 559. My credit in one year is now about 600. I pay every month on time and never maxed the card out. I never requested a credit increase and never will. I keep this card as my gas card. It is a terrible credit card. But its for those have terrible credit. So in that sense its a good credit card I suppose since without it I wouldnt have been able to begin the rebuild of my credit.
I only reccomened this card if you cannot get credit anywhere. Or if you dont want want to do a secured credit card which is probably better.
Anonymous 1 month ago