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| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | See Terms |
| Balance Transfer Rate | N/A |
| Cash Advance Rate | See Terms |
| Annual Fee | See Terms |
| Late Fee | See Terms |
| Cash Advance Fee | See Terms |
| Balance Transfer Fee | N/A |
First PREMIER® Bank Credit Card features:
A Classic never goes out of style, so apply for your
own First PREMIER® Bank Classic Credit Card today.
We offer a credit card for those with less-than-perfect
credit because we believe in second chances.
Bad credit doesn’t have to weigh you down forever. Get
the second chance you deserve for a credit card. Apply
now!
- Apply for a Visa® or MasterCard® card with a low fixed APR
- After 6 months, request a credit limit increase
- First PREMIER Bank reports monthly to the major Consumer Reporting Agencies
- The application process is quick and simple
- Access your account by phone 24 hours a day
Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
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|---|---|---|---|---|
|
Balance Transfer Cost
|
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$0 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $0 |
$0 |
$0 |
|
| Total Savings over 3 Years |
$0 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
Most Recent Reviews
Great Bank to use:)
Brice234 1 month ago
Do Not I repeat get this card their a rip off they sent me an offer with an 36% apr of course I forgot to read the t& c my fault, but you have to pay an upfront annual fee of $175 which varies from card to card and their lousy at posting your payments they will make you wait 20 days if you send in a check or money order. I paid my balance in full and being that all my cards that I have are under 20% Apr I would not recommend this card and if you want to do online banking you have to pay $4.95 to sign up to their online banking which you do not find out until you either read the whole T&C or go to the site and start up the OLB. I give the a big two thumbs down and if you have any questions about your account and you want them answer online forget about it they refer you to cs but via telephone what the point. I I I
soveu40 1 month ago
Not bad at all. I just take this card just for fun. It was not necessary but only accept the card to pay the fees of the highway and I'm paying in full every week so is not going to be a problem keeping the card in good standing for a while. Another good account on my credit files. I do not plan to have it for a long time. Just for a year and then I will cancel the card to avoid having to pay the next year fee. My score has grown up quickly. I could say like 120 points accross the board in the last five months. So excellent credit. Wait for me I'll be there soon.
Wichie682 1 month ago
bad.
Notgoingtobetaken 2 months ago
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This card really helped me rebuild my credit. Got approved for a $300 line with a score of 512. A little over a year little I am sitting at a 632 and have had several credit limit increases. Yes, the annual fee and interest rate are both pretty high, but that is the price you pay for having crappy credit. If you are good about paying off the card quickly each month, it is a good card to rebuild with,but if you forget to pay your bill, this one can sneak up on you quickly.
Anonymous 3 weeks ago