First PREMIER® Bank Credit Card

Offered by: First PREMIER Bank

8 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	See Terms
Balance Transfer Rate	N/A
Cash Advance Rate	See Terms
Annual Fee	See Terms
Late Fee	See Terms
Cash Advance Fee	See Terms
Balance Transfer Fee	N/A

First PREMIER® Bank Credit Card features:

A Classic never goes out of style, so apply for your own First PREMIER® Bank Classic Credit Card today.

We offer a credit card for those with less-than-perfect credit because we believe in second chances.

Bad credit doesn’t have to weigh you down forever. Get the second chance you deserve for a credit card. Apply now!

Apply for a Visa® or MasterCard® card with a low fixed APR
After 6 months, request a credit limit increase
First PREMIER Bank reports monthly to the major Consumer Reporting Agencies
The application process is quick and simple
Access your account by phone 24 hours a day

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(8 Total Comments)

I've had this card for 4 years, and its been a nightmare. I only used it to build up my credit when I was 18. They charge ridiculous fees, an annual fee, and a "monthly maintenance fee" of $7 every month. If your trying to build new or rebuild credit, stick with a Secured Card as it is the best way to go!"

crip1087 at 3:11 am Feb 7

not good"

ashok9778 at 12:02 pm Dec 25

This card is a BIG rip off! Don't fall for it.. it makes you put money up front, then charges fees nonstop. I ended up paying $300 just to drop it. I only used it twice, and the rest of the time I was paying all the fees. Made me think twice about credit offers."

jmoney at 12:40 pm Nov 23

i have fair credit and got denied! thaught they believed in giving someone a second chance!?

and i also applied for a different card that stated it was for bad credit and the reason they turned me down was my credit was too good for that one and now i apply for this one for fair cedit an its not good enough for this one."

evaodiemay at 4:57 pm Nov 21

This credit card did help me build my credit up a lot. Fees however are crazy with the annual fee and they do charge you to pay your bill on line 7.95 or 14.95 over the phone. If you choose to mail your payment in it is free of charge. Take it for what it's worth."

rogerdennis at 11:51 am Nov 20

If you use a web bill pay service, you can also pay that way too for free."

Theo2023 at 8:18 am Feb 2

This is true. I actually have a card through them and I keep the balance paid now and refuse to use it because the fees are crazy. They charge you to pay your bill lol."

Burtonbret at 8:15 pm Oct 27

They keep mailing me offers but their fees are totally outrageous!"

dgstewart at 2:27 am Oct 11

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Credit Score Approval Data

Ideal for those with Credit:

AVERAGE Credit Score Approved for this Card

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.