Chase Sapphire® Credit Card

29 Reviews | Write a Review

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Offered by: Chase


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 15.24% (Variable)
Balance Transfer Rate 15.24% (Variable)
Cash Advance Rate 19.24%
Annual Fee $0
Late Fee Up to $35
Cash Advance Fee 5%, Min: $10
Balance Transfer Fee 3%, Min: $5

Chase Sapphire® Credit Card features:

  • Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
  • 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
  • Points never expire and there are no limits on how many points you can earn
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 24/7 direct access to expert service advisors (No voice recording)
  • No annual fee!

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,158

$3,103

$4,371

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$470

$470

$470

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$250

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$2,351

$3,572

$4,840
Total Savings over 3 Years

$10,763

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

1. Earn 25,000 bonus points after you spend $3,000 in the first 3 months.

Reviews

Most Recent Reviews

score 756, just got approved online. happy :)

sfoxlbox 2 months ago

 Very happy with this card!

dldroske 3 months ago

Got approved with a 759CK;  5K limit. I have not used it much, but i like it, a little disappointed with my credit limit tho.

PilotGA 4 months ago

Good opening bonus. Not very easy to get - have to call them after first rejection.

lb0214 6 months ago

+6

Got approved for this in December 2009 when I was 20 years old with a CK score of 743. They gave me a $10k limit.  It's now June 2011, I have made every payment on time and never carried a balance, and they just raised to credit limit to $14k out of the blue. However, I've found the credit limit doesn't really matter on this card and the no preset limit holds true, there are months where I've charged $15k-$20k on the old $10k limit and never had a declined transaction.

And my old Capital One student card I got when I was 18 still has a $750 credit limit. I've called a couple times to ask for an increase to no avail...

aaron12345 7 months ago

See all 29 Reviews of Chase Sapphire® Credit Card

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Credit Score Approval Data

Ideal for those with Good Credit:

739

AVERAGE Credit Score Approved for this Card

680

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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