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| Purchase Intro Rate | See Terms |
| Purchase Intro Period | See Terms |
| Balance Transfer Intro Rate | 0% |
| Balance Transfer Intro Period | 6 Months |
| Regular APR | 8.00% |
| Balance Transfer Rate | 8.00% |
| Cash Advance Rate | See Terms |
| Annual Fee | None |
| Late Fee | See Terms |
| Cash Advance Fee | None |
| Balance Transfer Fee | See Terms |
Pulaski Bank Visa Gold features:
- Fixed Rate APR of 8%
- No annual membership fee
- 0% Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- No transaction fee for balance transfers
- 25 Day grace period
- Online access to credit card account information
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$823 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$3,513 |
$5,376 |
$7,167 |
|
Value of Rewards on New Purchases
|
$0 |
$0 |
$0 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $4,336 |
$5,376 |
$7,167 |
|
| Total Savings over 3 Years |
$16,879 |
|||
*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.
Most Recent Reviews
Pulaski Bank and Iberia bank, are the same bank according to my research and Wikipedia. The cards are the same all but in name. The application process is identical but with different URLs. They ask for some very detailed unnecessary questions which makes me suspicious. Strangly the Pulaski bank card carries the Royal Bank of Scotland 4-arrow logo. Could not confirm this is a fact yet. Note that Royal Bank of Scotland Group is majority owned (74%) the British Government. Interesting is it not?
ist4656 3 years ago
Credit Score Approval Data
Ideal for those with Credit:
N/A
AVERAGE Credit Score Approved for this Card
N/A
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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They make no secret of the fact that Pulaski Bank is now Iberia Bank. On their web site, it is a huge banner across the top of the page. And I've had my Iberia Bank Visa for a while now and think they're nothing short of WONDERFUL.
LestersLady 3 years ago