Offer expired

Public Savings Bank Secured First Visa Card

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Offered by: Public Savings Bank


Purchase Intro Rate 0%
Purchase Intro Period 6 months
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 11.24%
Balance Transfer Rate N/A
Cash Advance Rate *
Annual Fee none
Late Fee See terms*
Cash Advance Fee See terms*
Balance Transfer Fee See terms*

Public Savings Bank Secured First Visa Card features:

  • No Credit History and no Checking Account Required
  • Straight forward pricing -  0% APR on all purchases for the first 6 months with no annual or monthly fees
  • We report to all three credit bureaus, so you'll start building your credit fast
  • Four options for funding your card

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$3,200

$4,437

$6,050

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$3,200

$4,437

$6,050
Total Savings over 3 Years

$13,687

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

What's the difference between this and the other secured card from Public Savings Bank?

JimmA 1 year ago

See all 1 Review of Public Savings Bank Secured First Visa Card

Write a review of Public Savings Bank Secured First Visa Card

Credit Score Approval Data

Ideal for those with Credit:

N/A

AVERAGE Credit Score Approved for this Card

N/A

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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