Offer expired

New Millennium Bank Secured Gold Visa® or MasterCard®

15 Reviews | Write a Review

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Offered by: New Millennium Bank


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 19.5%
Balance Transfer Rate N/A
Cash Advance Rate *
Annual Fee $59
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*

New Millennium Bank Secured Gold Visa® or MasterCard® features:

  • Approved regardless of credit history
  • Credit limits up to $10,000*
  • Reports to all 3 bureaus
  • Get cash at over 740,000 ATMs
  • No credit check

* Terms and conditions apply.

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$1,159

$1,708

$2,458

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

-$59

-$59

-$59
 
Savings:
Total Annual Savings

$1,100

$1,649

$2,399
Total Savings over 3 Years

$5,149

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

I have been so terrible with credit because I simply do not have the income, that I do not mess with any credit cards. I know right now that I cannot pay them back. Therefore, I do not dive in. :-) When I land the job that I am aspiring, I will have the money to start over. I think a lot of us think that credit is "extra money". It's not. It's YOUR money and then some that YOU have to pay back. The best way to go is without credit cards. If you don't have the cash to pay for it, don't get it. I'm referring to credit cards. It's obvious most people need credit to purchase a house or sometimes a car, but throw the credit cards AWAY!

Amantim 1 year ago

it is not a rip off. they give you card that you have to put money on on top of the fees they charge to help you build credit by paying bills ontime. even if you dont put money on it, you will still be stuck with the fees they charge wich in return to you, you are beeing considered " paying your bills on time".

you get what they give which is "building you credit".

plymaro 1 year ago

This is a complete rip off. They are not helping you to rebuild your credit but instead taking money out of our pockets to help themselves.

Nik30 2 years ago

Good point Varaa23, and Chase jpmorgan does the same,they open an account for you, they don't let you use checksbut they give you a VISA debit card,you can use it like any other card,but they keep 100 dollars balance for a year,it,s your money,appears in your balance,but just cant have for a year

carlosbanega 2 years ago

What I recommend is check with a Federal Credit Union bank. Basically open up a checking account and apply for a secured credit card. What they do is hold a small amount of your funds (let's say persay $240.00) and you have a balance of like $43.00 but here is the great deal about Credit Union Banks...they hold $200 of it for protection, but its still yours...make a payment to bring that balance back up to date. So think of it this way-Your paying off your own money (which will get returned back) and you will help your credit at the same time. Millenium and First Premiere I don't recommend at all!!! Try a Federal Credit Union bank instead. Good luck.

Varaa23 2 years ago

See all 15 Reviews of New Millennium Bank Secured Gold Visa® or MasterCard®

Write a review of New Millennium Bank Secured Gold Visa® or MasterCard®

Credit Score Approval Data

Ideal for those with Very Poor Credit:

566

AVERAGE Credit Score Approved for this Card

492

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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