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New Millennium Bank Secured Gold Visa® or MasterCard®

4 comments

Offered by:
New Millennium Bank

Related Credit Cards:

Details:

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	19.5%
Balance Transfer Rate	N/A
Cash Advance Rate	*
Annual Fee	$59
Late Fee	See Terms*
Cash Advance Fee	See Terms*
Balance Transfer Fee	See Terms*

New Millennium Bank Secured Gold Visa® or MasterCard® features:

Approved regardless of credit history
Credit limits up to $10,000*
Reports to all 3 bureaus
Get cash at over 740,000 ATMs
No credit check

* Terms and conditions apply.

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(4)

carlosbanega
Feb 18
3:50 am

Good point Varaa23, and Chase jpmorgan does the same,they open an account for you, they don't let you use checksbut they give you a VISA debit card,you can use it like any other card,but they keep 100 dollars balance for a year,it,s your money,appears in your balance,but just cant have for a year

Varaa23_tc
Feb 11
8:22 am

What I recommend is check with a Federal Credit Union bank. Basically open up a checking account and apply for a secured credit card. What they do is hold a small amount of your funds (let's say persay $240.00) and you have a balance of like $43.00 but here is the great deal about Credit Union Banks...they hold $200 of it for protection, but its still yours...make a payment to bring that balance back up to date. So think of it this way-Your paying off your own money (which will get returned back) and you will help your credit at the same time. Millenium and First Premiere I don't recommend at all!!! Try a Federal Credit Union bank instead. Good luck.

christoofar
Feb 3
10:28 am

NM also requires a LOT of fees. Their worst card I've seen yet has fees just for using onlink banking, and another fee for calling customer service. In this day and age, I would rather just not bother with credit at all if you have to accept terms like that.

WhiskeyR
Feb 2
5:20 pm

A secured card. kind of useless.

CK Moderator

If you can get approved for a unsecured card, then this is not a good deal. However if you have poor credit and want to build a credit history, this is very useful. As with everything, it is important to find the right product for your specific situation.

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564

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495

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