Offer expired

New Millennium Bank Platinum Visa® or MasterCard®

41 Reviews | Write a Review

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Offered by: New Millennium Bank


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 19.5%
Balance Transfer Rate *
Cash Advance Rate *
Annual Fee $59 Annually
Late Fee *
Cash Advance Fee 2% of Cash Adv, $5 m
Balance Transfer Fee See Terms*

New Millennium Bank Platinum Visa® or MasterCard® features:

  • Reports to ALL 3 Bureaus
  • No Credit Check
  • Be Approved Regardless of Credit History
  • Special High Introductory Savings Rate
  • Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$1,159

$1,708

$2,458

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

-$59

-$59

-$59
 
Savings:
Total Annual Savings

$1,100

$1,649

$2,399
Total Savings over 3 Years

$5,149

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

Sorry But if you really need to get a Platinum card and have lousy credit this is not as bad as it seems. It will eventually lead you to better credit card offers. I tried it and the system works

MIEM 2 years ago

dont do it! my girlfriend talked me out of it...read all terms and you'll see the truth. these card are stupid and you dont need them, find building your credit in something you can share with you love one:) lol there is alot more basic credit cards you can find that will suite your needs.

Joshj87 2 years ago

I kept getting really bad offers in the mail because I didn't have great credit and then one day Capital One sent me an offer with a $300 limit no annual fees and other perks. After a few months my limit is up to $550. I have had no problems with my capital one card compared to when I was young and before you could easily pay online. At that time I felt like I was being completely taken advantage of by Capital One.

I do not recommend this particular card and suggest that you pay off bad debt and get your name out there so you can receive offers in the mail and eventually a fair and good card will come along. A card with no fees.

My credit rating at the time I got the card in the mail was at least in the high 500s low 600s so I have to say that I appreciate CAP ONE now and haven't had one single issue with them.

Kaoss 2 years ago

Capital one screwed me to the wall with their fees as well, however, after a few years they did charge them off so all is well. It depends on EXACTLY what the purpose of the card is. . . this time it is not "for emergencies only." It is to actually rebuild my credit! Thanks!

eversoul 2 years ago

I also think that an Orchard credit card is the better way to go than this offer.

dodielynn 2 years ago

See all 41 Reviews of New Millennium Bank Platinum Visa® or MasterCard®

Write a review of New Millennium Bank Platinum Visa® or MasterCard®

Credit Score Approval Data

Ideal for those with Very Poor Credit:

543

AVERAGE Credit Score Approved for this Card

487

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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