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New Millennium Bank Platinum Visa® or MasterCard®

Offered by: New Millennium Bank

41 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	19.5%
Balance Transfer Rate	*
Cash Advance Rate	*
Annual Fee	$59 Annually
Late Fee	*
Cash Advance Fee	2% of Cash Adv, $5 m
Balance Transfer Fee	See Terms*

New Millennium Bank Platinum Visa® or MasterCard® features:

Reports to ALL 3 Bureaus
No Credit Check
Be Approved Regardless of Credit History
Special High Introductory Savings Rate
Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

41 Total Comments

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the 99.99 application fee with the 59.00 annual fee would not leave much left for actual credit.

aftonutah 1 year ago

i think it's a good idea on the basis that it will help you reestablish your credit for much lesser than what the scam artist will get you for. plus the fact that it' will report to all 3 credit departments.....hmmm, may have to try it....lol

tcool 1 year ago

go with orchard c.card,its the best

RHICKS 1 year ago

orchard is better

sheila2ru 10 months ago

Down side is that you are $150 in debt from the beginning without any purchases to show for it... Up side is that they will allow you to continue depositing into the savings acct, thereby increasing your credit limit.

mbrasseau 1 year ago

The fees are what would be the bad part. You are then put in a position to pay that 59 dollars annually and to me that is just not worth it.

MrsKeehn 1 year ago

spend the 150.00 on your kids or groceries for get the card if you want a card buy a prepaid visa put the money on it instead spend and enjoy

haleyjc 1 year ago

You are absolutely right. If you want a prepaid debit card, this is not a good product. However, if you have really poor credit and can't get approved for any other lines of credit, this is an option. It is an expensive way to get a credit line but with poor credit all things become more expensive.

CK Moderator

Does not look like a good deal to me

Thanks but NO! thanks

aragon007 1 year ago

no this is not a good offer. if your going to spend 120$ get a prepaid visa. there is one i saw on here that will match whatever you deposit.

bbygurl 1 year ago

99.99 app fee is high but the 59.00 annual fee is decent. But there is better deals

senortoad 1 year ago

RIP-OFF ALERT !!!

From the T&C's:

GRACE PERIOD FOR NEW CHARGES ON ACCOUNT

You have no grace period in which to repay either your purchases or your cash advances before a finance charge will be imposed.

OUCH! As if the $99 app fee and $59 annual fee aren't enough, they will also charge you 19.5% interest from day 1 on your purchases too. WHAT A MAJOR RIP OFF!!!

Even if you have the worst credit, there is no need to pay these excessive credit card rates and fees. If you want to rebuild your credit, go to a credit union and take out a share-backed loan. These loans are secured by cash in your savings account, so virtually anybody can get one, regardless of credit score. They almost always report to all 3 bureaus, and the interest rates are usually very low (right now 4% - 5%). Effectively you are borrowing your own money at 4%-5%, but in return you get positive credit reporting, at a much more reasonable cost than any ripoff credit card.

manetco 1 year ago

Comment On This Offer

Credit Score Approval Data

Ideal for those with Very Poor Credit:

543

AVERAGE Credit Score Approved for this Card

487

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.