Offer expired

First Option Visa®

3 Reviews | Write a Review

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Offered by: New Millennium Bank


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 19.5%
Balance Transfer Rate N/A
Cash Advance Rate 19.50%
Annual Fee $59
Late Fee See terms*
Cash Advance Fee 19.5%
Balance Transfer Fee N/A

First Option Visa® features:

  • Get a REAL Visa® Credit Card!
  • Up to $5,000.00 Secured Line of Credit!!
  • Be Approved Regardless of Credit History or Income!!!
  • Guaranteed Approval!

  • Apply Today!

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$1,159

$1,708

$2,458

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

-$59

-$59

-$59
 
Savings:
Total Annual Savings

$1,100

$1,649

$2,399
Total Savings over 3 Years

$5,149

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

This card must be of interest for those with poor credit, but geez what to take advantage. Crappy interest rate, processing fee and annual fee. Give me a break

Shame86 1 year ago

Wait, first it has a $99.95 "processing fee", and then it has a 19.5% APR -- it's a SECURED card? I prefer getting interest paid TO me when I deposit funds somewhere, not paying THEM to use my money. (And "Not available to residents of NY or Wisconsin", it says in fine print at the bottom of the disclosures page, so if you live in those states don't waste your time.)

jbeierle 1 year ago

The APR is to High to Start With and on Top of That Who In There Right Minds Would Pay A Annual Fee to Use The Card??? Thats Why I Closed My American Express Card.

lostcause 1 year ago

See all 3 Reviews of First Option Visa®

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