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First Option Visa®

Offered by: New Millennium Bank

3 comments | Comment on this offer


Details

Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 19.5%
Balance Transfer Rate N/A
Cash Advance Rate 19.50%
Annual Fee $59
Late Fee See terms*
Cash Advance Fee 19.5%
Balance Transfer Fee N/A

First Option Visa® features:

  • Get a REAL Visa® Credit Card!
  • Up to $5,000.00 Secured Line of Credit!!
  • Be Approved Regardless of Credit History or Income!!!
  • Guaranteed Approval!
  • Apply Today!

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(3 Total Comments)


This card must be of interest for those with poor credit, but geez what to take advantage. Crappy interest rate, processing fee and annual fee. Give me a break "

Shame86 at 11:56 am Mar 12

Reply


Wait, first it has a $99.95 "processing fee", and then it has a 19.5% APR -- it's a SECURED card? I prefer getting interest paid TO me when I deposit funds somewhere, not paying THEM to use my money. (And "Not available to residents of NY or Wisconsin", it says in fine print at the bottom of the disclosures page, so if you live in those states don't waste your time.) "

jbeierle at 3:20 am Feb 25

Reply


The APR is to High to Start With and on Top of That Who In There Right Minds Would Pay A Annual Fee to Use The Card??? Thats Why I Closed My American Express Card. "

lostcause at 10:36 am Feb 13

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Credit Score Approval Data

Ideal for those with Credit:

AVERAGE Credit Score Approved for this Card

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

Offer Score Details

55%

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95%

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