Offered by: New Millennium Bank
| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | 19.5% |
| Balance Transfer Rate | N/A |
| Cash Advance Rate | 19.50% |
| Annual Fee | $59 |
| Late Fee | See terms* |
| Cash Advance Fee | 19.5% |
| Balance Transfer Fee | N/A |
First Option Visa® features:
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.
Understanding Credit Score Differences
February 27, 2008
230 Comments
The Do’s and Don’ts of Closing Old Accounts
September 25, 2008
260 Comments
Top 5 Credit Misconceptions
September 25, 2008
167 Comments
The APR is to High to Start With and on Top of That Who In There Right Minds Would Pay A Annual Fee to Use The Card??? Thats Why I Closed My American Express Card.
lostcause 6 months ago
Wait, first it has a $99.95 "processing fee", and then it has a 19.5% APR -- it's a SECURED card? I prefer getting interest paid TO me when I deposit funds somewhere, not paying THEM to use my money. (And "Not available to residents of NY or Wisconsin", it says in fine print at the bottom of the disclosures page, so if you live in those states don't waste your time.)
jbeierle 6 months ago
This card must be of interest for those with poor credit, but geez what to take advantage. Crappy interest rate, processing fee and annual fee. Give me a break
Shame86 5 months ago