Offered by: New Millennium Bank
| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | 19.5% |
| Balance Transfer Rate | N/A |
| Cash Advance Rate | 19.50% |
| Annual Fee | $59 |
| Late Fee | See terms* |
| Cash Advance Fee | 19.5% |
| Balance Transfer Fee | N/A |
First Option Visa® features:
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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.
Ideal for those with Credit:
AVERAGE Credit Score Approved for this Card
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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Take Rate
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This card must be of interest for those with poor credit, but geez what to take advantage. Crappy interest rate, processing fee and annual fee. Give me a break "
Shame86 at 11:56 am Mar 12
Reply Cancel ReplyWait, first it has a $99.95 "processing fee", and then it has a 19.5% APR -- it's a SECURED card? I prefer getting interest paid TO me when I deposit funds somewhere, not paying THEM to use my money. (And "Not available to residents of NY or Wisconsin", it says in fine print at the bottom of the disclosures page, so if you live in those states don't waste your time.) "
jbeierle at 3:20 am Feb 25
Reply Cancel ReplyThe APR is to High to Start With and on Top of That Who In There Right Minds Would Pay A Annual Fee to Use The Card??? Thats Why I Closed My American Express Card. "
lostcause at 10:36 am Feb 13
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