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IBERIABANK Visa® Platinum Card

4 comments

Offered by:
IBERIABANK

Related Credit Cards:

Details:

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	1.99%
Balance Transfer Intro Period	6 Billing Cycles
Regular APR	8.25% - 14.25%
Balance Transfer Rate	8.25% - 14.25%
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	See Terms*
Balance Transfer Fee	See Terms*

IBERIABANK Visa® Platinum Card features:

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
25 day grace period
Online access to credit card account information

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(4)

Godsfavor
Nov 5
7:17 pm

I actually bank with Iberia Bank and was denied because as ggrandovic mentioned you have to have perfect credit.

ggrandovic
Nov 2
5:03 pm

Need not apply without EXCELLENT CREDit rating. Per their website:

IMPORTANT INFORMATION REGARDING

IBERIABANK CREDIT CARD APPLICATIONS

(Applies to Visa Select, Visa Classic, Visa Gold, and Visa Platinum Products)

Requirements include, but are not limited to:

Minimum 6 months length of employment with current employer

Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )

Verification of information provided by applicant will be performed; additional documentation may be required.

LARJAM
Aug 27
10:19 am

what credit score does it require you to have?

bcallahan85
Aug 13
7:20 am

If you go to the website to apply, the terms read "Transaction Fee for Balance Transfers: 2%"

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