IBERIABANK Visa® Platinum Card

Offered by: IBERIABANK

7 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	1.99%
Balance Transfer Intro Period	6 Billing Cycles
Regular APR	8.25% - 14.25%
Balance Transfer Rate	8.25% - 14.25%
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	See Terms*
Balance Transfer Fee	See Terms*

IBERIABANK Visa® Platinum Card features:

Variable Rate APR ranging from Prime + 5.00% thru Prime + 11.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
Earn 1 bonus point for every $1 in qualifying net retail purchases
Turn your points into hotel, gift, or experience rewards
Travel accident coverage up to $1,000,000
No annual membership fee
Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
25 day grace period
Online access to credit card account information

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(7 Total Comments)

If you have to have perfect credit (& by the way what number would that be?), why would Credit Karma recommend this card?"

sarasue56 at 9:18 am Mar 2

my currently score is 685 but all payment has been on time. does this require above 685 score?"

cusick2007 at 11:31 am Feb 24

I actually bank with Iberia Bank and was denied because as ggrandovic mentioned you have to have perfect credit."

Godsfavor at 7:17 pm Nov 5

Credit Karma should round up the cards that have no data for highest and lowest approval scores and set them up in their own section. I'd like to say that's unbelieveable that your own bank won't give you a chance..... but some banks were like that before the credit crisis. I'm sorry they shut you out like that."

annoneil01 at 8:26 am Feb 23

Need not apply without EXCELLENT CREDit rating. Per their website:

IMPORTANT INFORMATION REGARDING

IBERIABANK CREDIT CARD APPLICATIONS

(Applies to Visa Select, Visa Classic, Visa Gold, and Visa Platinum Products)

Requirements include, but are not limited to:

Minimum 6 months length of employment with current employer

Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )

Verification of information provided by applicant will be performed; additional documentation may be required."

ggrandovic at 5:03 pm Nov 2

what credit score does it require you to have?"

LARJAM at 10:19 am Aug 27

If you go to the website to apply, the terms read "Transaction Fee for Balance Transfers: 2%""

bcallahan85 at 7:20 am Aug 13

Comment On This Offer

Credit Score Approval Data

Ideal for those with Credit:

AVERAGE Credit Score Approved for this Card

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.