Offered by: IBERIABANK
| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | 1.99% |
| Balance Transfer Intro Period | 6 Billing Cycles |
| Regular APR | See Terms |
| Balance Transfer Rate | See Terms |
| Cash Advance Rate | See Terms |
| Annual Fee | None |
| Late Fee | See Terms* |
| Cash Advance Fee | See Terms* |
| Balance Transfer Fee | See Terms* |
IBERIABANK Visa® Platinum Card features:
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.
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If you go to the website to apply, the terms read "Transaction Fee for Balance Transfers: 2%"
bcallahan85 1 year ago
what credit score does it require you to have?
LARJAM 1 year ago
Need not apply without EXCELLENT CREDit rating. Per their website:
IMPORTANT INFORMATION REGARDING
IBERIABANK CREDIT CARD APPLICATIONS
(Applies to Visa Select, Visa Classic, Visa Gold, and Visa Platinum Products)
Requirements include, but are not limited to:
Minimum 6 months length of employment with current employer
Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )
Verification of information provided by applicant will be performed; additional documentation may be required.
ggrandovic 9 months ago
I actually bank with Iberia Bank and was denied because as ggrandovic mentioned you have to have perfect credit.
Godsfavor 9 months ago
Credit Karma should round up the cards that have no data for highest and lowest approval scores and set them up in their own section. I'd like to say that's unbelieveable that your own bank won't give you a chance..... but some banks were like that before the credit crisis. I'm sorry they shut you out like that.
annoneil01 6 months ago
my currently score is 685 but all payment has been on time. does this require above 685 score?
cusick2007 6 months ago
If you have to have perfect credit (& by the way what number would that be?), why would Credit Karma recommend this card?
sarasue56 6 months ago
there IS an annual fee I see
sallebay 4 months ago
How quickly should I expect to hear about my application? I applied several days ago and got no confirmation email or any other info. I realize this might mean they're going to just send me a rejection notice in the mail... but how long should I wait before trying an application for another (lower barrier-to-entry) card?
cordeliaflyt 4 months ago
Thank you for all of you comments! i was going to apply - based on creditkarma's recommmendation - but if it is just to set me up for rejection (based on PERECTcredit!) then why bother? I also don't want another "hit" on my credit record!
THnaks- MJ
ffcprez 4 months ago
Hi All,
I have a question, if my credit score it 719 would I be able to get approved for the credit card CreditOkarma is offering? cause like other said on their comments, If I am not going to get approved then I dont want it on my record in order words whats the point. thanks
khanw 4 months ago