IBERIABANK Visa® Classic Card

Offered by: IBERIABANK

5 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	1.99%
Balance Transfer Intro Period	6 Billing Cycles
Regular APR	See terms
Balance Transfer Rate	See terms
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	See Terms*
Balance Transfer Fee	See Terms*

IBERIABANK Visa® Classic Card features:

No annual membership fee
Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
Online access to credit card account information

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

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This bank will require income verification in hard-copy (which I personally didn't have). While not unfair I think they may have hard-checked my credit report when I initially applied hurting my score >:( So make sure you have income verification before the application is submitted.

saracen007 1 year ago

The low fees tend to make me think this card is for good credit only, but the fact that they require income verification makes me think otherwise. Anyone have any insight?

onewoodee 1 year ago

The card info clearly says "Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )"

mvoight 11 months ago