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IBERIABANK Visa® Classic Card
5 comments
Offered by:IBERIABANK
Details:
| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | 1.99% |
| Balance Transfer Intro Period | 6 Billing Cycles |
| Regular APR | 9.75% - 16.25% |
| Balance Transfer Rate | 9.75% - 16.25% |
| Cash Advance Rate | * |
| Annual Fee | None |
| Late Fee | See Terms* |
| Cash Advance Fee | See Terms* |
| Balance Transfer Fee | See Terms* |
IBERIABANK Visa® Classic Card features:
- Variable Rate APR ranging from Prime + 5.5% thru Prime + 12.00% depending on creditworthiness and other factors
- Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
- No annual membership fee
- Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
- 25 day grace period
- Online access to credit card account information
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.
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j119
Jul 1
1:22 pm
If you click the link one of the bullet points on all 3 cards from this bank is "Excellent Credit Required."
Reply Cancel Replyvamsiae
Jun 21
10:41 pm
Only us citizens all eligible for card issuance ...
Reply Cancel Replyonewoodee
Jun 16
4:04 pm
The low fees tend to make me think this card is for good credit only, but the fact that they require income verification makes me think otherwise. Anyone have any insight?
Reply Cancel Replymvoight
Sep 26
1:54 pm
The card info clearly says "Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )"
saracen007
Jun 11
1:28 pm
This bank will require income verification in hard-copy (which I personally didn't have). While not unfair I think they may have hard-checked my credit report when I initially applied hurting my score >:( So make sure you have income verification before the application is submitted.
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