IBERIABANK Visa® Classic Card

Offered by: IBERIABANK

5 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	1.99%
Balance Transfer Intro Period	6 Billing Cycles
Regular APR	7.25% - 13.25%
Balance Transfer Rate	7.25% - 13.25%
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	See Terms*
Balance Transfer Fee	See Terms*

IBERIABANK Visa® Classic Card features:

Variable Rate APR ranging from Prime + 4.00% thru Prime + 10.00% depending on creditworthiness and other factors
Purchase and Cash Advance APR's may vary with the market based on the Prime Rate.
No annual membership fee
Low Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
25 day grace period
Online access to credit card account information

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(5 Total Comments)

If you click the link one of the bullet points on all 3 cards from this bank is "Excellent Credit Required." "

j119 at 1:22 pm Jul 1

Only us citizens all eligible for card issuance ... "

vamsiae at 10:41 pm Jun 21

The low fees tend to make me think this card is for good credit only, but the fact that they require income verification makes me think otherwise. Anyone have any insight? "

onewoodee at 4:04 pm Jun 16

The card info clearly says "Please consider credit status when applying — Excellent Credit Required (As a minimum guideline, Excellent Credit may refer to a credit history free of derogatory information, including current or past delinquency, bankruptcy, and/or collections )" "

mvoight at 1:54 pm Sep 26

This bank will require income verification in hard-copy (which I personally didn't have). While not unfair I think they may have hard-checked my credit report when I initially applied hurting my score >:( So make sure you have income verification before the application is submitted. "

saracen007 at 1:28 pm Jun 11

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Credit Score Approval Data

Ideal for those with Credit:

AVERAGE Credit Score Approved for this Card

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.