Discover® Open Road Card for Students

14 Reviews | Write a Review

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Offered by: Discover® Card


Purchase Intro Rate 0%*
Purchase Intro Period 9 Months*
Balance Transfer Intro Rate N/A*
Balance Transfer Intro Period N/A*
Regular APR 13.99% - 20.99% (V)*
Balance Transfer Rate N/A*
Cash Advance Rate 23.99% (V) *
Annual Fee $0
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee N/A

Discover® Open Road Card for Students features:

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • Double Cashback Bonus®* at gas stations and restaurants
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,541

$3,602

$5,004

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$2,541

$3,602

$5,004
Total Savings over 3 Years

$11,146

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

I'm glad I didn't read these reviews before applying for this card.

I have no credit history, and I was not immediately approved but got approved after talking to a representative ("Approval Specialist") for 5 minutes about my personal situation. He advised a course of action which would get me immediate approval. Very quick approval for $500 credit limit.

Best customer service experience I've ever had. I previously got denied without immediate explanation from Capital One.

Anonymous 2 weeks ago

I am a full time college student (16 credits/semester) with 27K income and 697 credit score. Credit history since 1992. Denied by Discover.  I would suggest not to apply for this or any other Discover cards. I have heard that they have terrible customer service and their criteria has shown to be very strict for a student card because even this 56 year-old homeowner and college senior cannot get approved. I was approved for a Capital One card.

Kenny55wi 6 months ago

College student with a CK of 683, 14k a year part time, 2 credit cards for about 3 months and a loan in good standing for about a year, no blemishes, denied. Their standards are a little rough for college students and only leads to unnecessary inquiries. My advice is don't bother applying. By the time you do have good enough credit, you will qualify for better a better rewards card.

I don't understand why. Insufficient credit history when I make my payments on time and everything.

Anonymous 7 months ago

Credit score of 570, denied.

missybee79 7 months ago

CK of 650/699, denied because of insufficient credit history.  I have had a car loan for 9 months, a credit card for 4, and a charge card with AMEX for 3.

I'm a college student.  Seriously, Discover?  Do you really expect a college student to have that much credit history?

jhasick 9 months ago

See all 14 Reviews of Discover® Open Road Card for Students

Write a review of Discover® Open Road Card for Students

Credit Score Approval Data

Ideal for those with Fair Credit:

669

AVERAGE Credit Score Approved for this Card

620

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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