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Discover® Student Card - Clear

40 comments

Offered by:
Discover® Card

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Details:

Purchase Intro Rate	0%*
Purchase Intro Period	6 Months*
Balance Transfer Intro Rate	N/A*
Balance Transfer Intro Period	N/A*
Regular APR	14.99%*
Balance Transfer Rate	N/A*
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	3%, $5 minimum *
Balance Transfer Fee	3%, $5 minimum *

Discover® Student Card - Clear features:

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(40)

Fardreamer86
Nov 13
9:00 am

Denied. As a student. It says this:

EXCESSIVE NUMBER OF RECENTLY OPENED ACCOUNTS

INSUFFICIENT NUMBER OF BANK CARDS WITH A BALANCE

EXCESSIVE NUMBER OF FINANCE INQUIRIES

My school has pulled my credit rating twice... This will bring it up to three... ouch.

Does the second one mean they want me to have prepaid cards?

I haven't opened any accounts for anything recently though, what does that mean I've opened too many??

CK Moderator

Those are generic decline reasons. Most times lenders don't write their own and use standard reasons that don't really mean much. If you got declined for a student card, try a secured credit card or a card from your bank.

fealka
Oct 29
8:49 pm

approved! cs - 700 but had 4 hard inquiries within the year

mkmann
Oct 23
10:46 am

660, declined in under 30 seconds. In the interests of full disclosure, I did have an account closed once.

chris91
Oct 20
8:54 pm

No but seriously, how does discover expect people to get approved for this card if they hardly approve anybody!!!! I got denied with a 663 Transunion, 606 Equifax, and 657 Experian. Hey you guys, maybe it has something to do with Innovis???? I heard this is the 4th major bureau. I might want to check into that.

chris91
Oct 16
12:47 pm

Denied with a score of 663. I haven't seen nobody get approved for this with something below 700

shalynn23
Oct 9
6:05 pm

I got approved and I have absolutely no credit. I just had to confirm I was a student. Credit Karma couldn't even give me a credit score because I had nothing to base the score on, and I still got approved for this card. I'm a sophomore in college and I have no job. I would actually encourage someone who has no credit and is a student to apply for this card, for the simple fact if I can get approved, other people with no credit can also get approved. Good luck!

Senior_tc
Oct 4
9:05 pm

Im in college full-time and work full-time. I'm now scared to attempt to apply for this card. If you need to build credit, just get an American Eagle, Sam's Club (which you can use at walmart). My score shot up 40 pts. I just want a good solid card like Discover or AXP to use from here on out. HSBC card is good, but I had having to request credit increases. Only get 300.00 at a time for some reason.

rayrayangel
Sep 29
2:34 am

Denied. Full time student. 660 credit score.

ggstarlight
Sep 24
2:10 pm

I applied for this card was called and they said I had been approved I just needed to send in income verification, I did so the same day I was told I would receive my card in 5-7 days when I did not I called the people were very unhelpful and rude and I got no where with them. After three calls to them in over a month of being told I was approved and it was in the mail I received a denial letter. THEY LIE!!

areohbee
Sep 22
6:52 am

Keep in mind there are a number of different credit scores that can be used to determine credit worthiness. My Transunion score is 625 but my Equifax score was 550 six months ago....start averaging things out and it equals denied!

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658

Average Credit Score Approved for this Card

603

Lowest Credit Score Approved for this Card

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