See All Credit Card Offers
Credit Card Offers
Discover® Student Card - Clear
40 comments
Offered by:Discover® Card
Details:
| Purchase Intro Rate | 0%* |
| Purchase Intro Period | 6 Months* |
| Balance Transfer Intro Rate | N/A* |
| Balance Transfer Intro Period | N/A* |
| Regular APR | 14.99%* |
| Balance Transfer Rate | N/A* |
| Cash Advance Rate | * |
| Annual Fee | None |
| Late Fee | See Terms* |
| Cash Advance Fee | 3%, $5 minimum * |
| Balance Transfer Fee | 3%, $5 minimum * |
Discover® Student Card - Clear features:
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online
- Double rewards with more than 100 Cashback Bonus Partners
- Customer Service in less than a minute, anytime you want
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.


Fardreamer86
Nov 13
9:00 am
Denied. As a student. It says this:
EXCESSIVE NUMBER OF RECENTLY OPENED ACCOUNTS
INSUFFICIENT NUMBER OF BANK CARDS WITH A BALANCE
EXCESSIVE NUMBER OF FINANCE INQUIRIES
My school has pulled my credit rating twice... This will bring it up to three... ouch.
Does the second one mean they want me to have prepaid cards?
I haven't opened any accounts for anything recently though, what does that mean I've opened too many??
Reply Cancel ReplyCK Moderator
Those are generic decline reasons. Most times lenders don't write their own and use standard reasons that don't really mean much. If you got declined for a student card, try a secured credit card or a card from your bank.
fealka
Oct 29
8:49 pm
approved! cs - 700 but had 4 hard inquiries within the year
Reply Cancel Replymkmann
Oct 23
10:46 am
660, declined in under 30 seconds. In the interests of full disclosure, I did have an account closed once.
Reply Cancel Replychris91
Oct 20
8:54 pm
No but seriously, how does discover expect people to get approved for this card if they hardly approve anybody!!!! I got denied with a 663 Transunion, 606 Equifax, and 657 Experian. Hey you guys, maybe it has something to do with Innovis???? I heard this is the 4th major bureau. I might want to check into that.
Reply Cancel Replychris91
Oct 16
12:47 pm
Denied with a score of 663. I haven't seen nobody get approved for this with something below 700
Reply Cancel Replyshalynn23
Oct 9
6:05 pm
I got approved and I have absolutely no credit. I just had to confirm I was a student. Credit Karma couldn't even give me a credit score because I had nothing to base the score on, and I still got approved for this card. I'm a sophomore in college and I have no job. I would actually encourage someone who has no credit and is a student to apply for this card, for the simple fact if I can get approved, other people with no credit can also get approved. Good luck!
Reply Cancel ReplySenior_tc
Oct 4
9:05 pm
Im in college full-time and work full-time. I'm now scared to attempt to apply for this card. If you need to build credit, just get an American Eagle, Sam's Club (which you can use at walmart). My score shot up 40 pts. I just want a good solid card like Discover or AXP to use from here on out. HSBC card is good, but I had having to request credit increases. Only get 300.00 at a time for some reason.
Reply Cancel Replyrayrayangel
Sep 29
2:34 am
Denied. Full time student. 660 credit score.
Reply Cancel Replyggstarlight
Sep 24
2:10 pm
I applied for this card was called and they said I had been approved I just needed to send in income verification, I did so the same day I was told I would receive my card in 5-7 days when I did not I called the people were very unhelpful and rude and I got no where with them. After three calls to them in over a month of being told I was approved and it was in the mail I received a denial letter. THEY LIE!!
Reply Cancel Replyareohbee
Sep 22
6:52 am
Keep in mind there are a number of different credit scores that can be used to determine credit worthiness. My Transunion score is 625 but my Equifax score was 550 six months ago....start averaging things out and it equals denied!
Reply Cancel Reply