Discover® Student Card - Monogram Collection

12 Reviews | Write a Review

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Offered by: Discover® Card


Purchase Intro Rate 0%*
Purchase Intro Period 9 Months*
Balance Transfer Intro Rate N/A*
Balance Transfer Intro Period N/A*
Regular APR 13.99% - 20.99% (V)*
Balance Transfer Rate N/A*
Cash Advance Rate 23.99% (V) *
Annual Fee $0
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee N/A

Discover® Student Card - Monogram Collection features:

  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus®* in categories that change like travel, gas, groceries, restaurants, home improvement stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,541

$3,602

$5,004

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$511

$511

$511

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$3,052

$4,112

$5,514
Total Savings over 3 Years

$12,678

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

+1

From a year ago: Got approved with a 643 (?) for a $1000 CL and 17.99% APR. Just got approved for (I believe) 1.9% APR for next 6 billing cycles. Just remember guys, it never hurts to call your card and ask about better rates.

OPTango761 5 months ago

Approved with a CK 698 for a $500.00 limit.

Anonymous 7 months ago

I got the "further processing needed" msg and figured I was denied, as usual.  Got an email this morning (about a week later) saying my Discover card is on its way. Called the CS # and found out my CL is $500.  I have a 669  CK score, 9 inquiries, 2 paid collections from nearly 7 years ago, 1 Capital One secured card only 5 months old $1000 CL, and $13,000 debt from student loan NOT in repayment yet.  I really can't believe they approved me. 

carrhunt 1 year ago

i have been denied a couple times for this card with a credit score of 701...

kaseymarie21 1 year ago

Proved with a 687 with CL $1500.

zhangfeng3366 1 year ago

See all 12 Reviews of Discover® Student Card - Monogram Collection

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Credit Score Approval Data

Ideal for those with Good Credit:

714

AVERAGE Credit Score Approved for this Card

701

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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