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Discover® Student More Card

Offered by: Discover® Card

7 comments | Comment on this offer

Details

Purchase Intro Rate	0%*
Purchase Intro Period	6 Months*
Balance Transfer Intro Rate	N/A*
Balance Transfer Intro Period	N/A*
Regular APR	13.99% - 20.99% (Variable)*
Balance Transfer Rate	N/A*
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	5%, $10 minimum*
Balance Transfer Fee	N/A

Discover® Student More Card features:

Built for actual exam-taking, power nap-loving students.

5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

7 Total Comments

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A flexible cashback card but stingy credit line.

william05091 1 year ago

I got this card two years ago on a 700 score, opening with a $500 limit. It has since increased twice, to $750, and then to $1,250. They will give you a better line with time. It's a student card, so as with all student cards they'll be stingy to start.

Shadowdemon: You have no job, no credit history outside of 7 mos of student loans, and a 651 score. Even before they started tightening restrictions you would've been declined. Nowadays, unless you've got $1,500 gross monthly income, if you're under 21 you will not get credit without a cosigner. Period.

toweliekp28 6 months ago

denied:[

kharris89 1 year ago

Denied with a 651 credit score. They ran it through Transunion.

their reasons were:

"length of time accounts have been established"

"proportion of loan balances to loan amounts is too high"

"lack of recent revolving account information"

i have a $1,000 student loan that i have not started to pay off yet (you know..since i'm still in college?) and i have history on it for 7 months.

Since most college students are younger (~20) i would have thought they'd be a little lenient..since its..you know, a student card..i'm honestly surprised they didn't say anything about me not having a job though.

shaddowdemon 10 months ago

They usually don't say anything about you having a job or not, thats why they have an income line on the application and thats part of the reason you got denied, they will not include on your denial letter cuz of your income, they only tell you the information that was on your credit report at the time they pulled it. Creditworthiness comes first before income. It is risky to give someone a credit card who has not had one yet. Best bet is to look into a secured Visa if I was you so you dont keep dinging your score trying to apply for other unsecured cards. Best of luck to you

tsquad131 6 months ago

Approved for $1k credit limit with 649 CS.

OPTango761 1 month ago

get a part-time job. it shows you are responsible.

msoneale 2 days ago

Comment On This Offer

Credit Score Approval Data

Ideal for those with Good Credit:

714

AVERAGE Credit Score Approved for this Card

666

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.