Discover® Student Card

Offered by: Discover® Card

5 comments | Comment on this offer

Details

Purchase Intro Rate	0%*
Purchase Intro Period	6 Months*
Balance Transfer Intro Rate	N/A*
Balance Transfer Intro Period	N/A*
Regular APR	14.99%*
Balance Transfer Rate	N/A*
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	3%, $5 minimum *
Balance Transfer Fee	3%, $5 minimum *

Discover® Student Card features:

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, movies and many more.
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

(5 Total Comments)

They usually don't say anything about you having a job or not, thats why they have an income line on the application and thats part of the reason you got denied, they will not include on your denial letter cuz of your income, they only tell you the information that was on your credit report at the time they pulled it. Creditworthiness comes first before income. It is risky to give someone a credit card who has not had one yet. Best bet is to look into a secured Visa if I was you so you dont keep dinging your score trying to apply for other unsecured cards. Best of luck to you "

tsquad131 at 7:19 am Mar 3

Denied with a 651 credit score. They ran it through Transunion. "

their reasons were: "

"length of time accounts have been established" "

"proportion of loan balances to loan amounts is too high" "

"lack of recent revolving account information" "

i have a $1,000 student loan that i have not started to pay off yet (you know..since i'm still in college?) and i have history on it for 7 months. "

Since most college students are younger (~20) i would have thought they'd be a little lenient..since its..you know, a student card..i'm honestly surprised they didn't say anything about me not having a job though. "

shaddowdemon at 6:02 am Oct 25

denied:[ "

kharris89 at 10:07 pm Aug 10

A flexible cashback card but stingy credit line. "

william05091 at 11:49 am Oct 4

I got this card two years ago on a 700 score, opening with a $500 limit. It has since increased twice, to $750, and then to $1,250. They will give you a better line with time. It's a student card, so as with all student cards they'll be stingy to start. "

Shadowdemon: You have no job, no credit history outside of 7 mos of student loans, and a 651 score. Even before they started tightening restrictions you would've been declined. Nowadays, unless you've got $1,500 gross monthly income, if you're under 21 you will not get credit without a cosigner. Period. "

toweliekp28 at 12:41 pm Feb 20

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Credit Score Approval Data

Ideal for those with Fair Credit:

684

AVERAGE Credit Score Approved for this Card

666

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.