51

Vote
info Tell us what you think! Your votes help other users find the best offers

Discover® More® Card - American Flag

Offered by: Discover® Card

50 comments | Comment on this offer


Details

Purchase Intro Rate 0%*
Purchase Intro Period 6 Months*
Balance Transfer Intro Rate 0%*
Balance Transfer Intro Period 6 Months*
Regular APR as low as 11.99% Variable*
Balance Transfer Rate as low as 11.99% Variable*
Cash Advance Rate *
Annual Fee None
Late Fee See Terms*
Cash Advance Fee See Terms*
Balance Transfer Fee See Terms*

Discover® More® Card - American Flag features:

  • 0% APR on Balance Transfers and Purchases for a full 6 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
  • Instant Response within 60 seconds
  • No Annual Fee

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

50 Total Comments

I have a 726 and was approved for $6K.

Reply

Violetiye 1 year ago

With a credit score of 720. I have a Discover with a 20,000 credit limit and 9.9% rate. I feel with these hard economic times the approval rate is very difficult to attain. I feel TIMING plays a big part and recent activities on your credit is another. Would i recommend DISCOVER most certainly. If you dont abuse your credit being approved is not an issue.

Reply

AREA39 1 year ago

Pay your bills dead-beets and you will get credit cards.

What don't people understand?

Reply

diamondnb 1 year ago

 

Do you not realize that more goes into getting a credit card then paying on time???

Reply

hehlh01 7 months ago


Check this out I applied for Discover Card got it, but here is the winner. I am smart on what I spend and charge. So if I have cash I use it vs credit card. So, I didnt use the card for 4 months and without notice they closed it. My score went down cause I lost the limit part and my debt rasio took a hit. They close my account cause I didnt use it.

Reply

kearneyw 1 year ago

This is happening much more frequently in this environment. We suggest buying a tank of gas every couple of months to keep your credit lines active.

CK Moderator

 

If one has to play these mickey mouse games with the company with whom your giving your business, I say to hell with charging gas. Drop them and try a credit union or another business that might value your business. Take action by walking away. Only when enough customers ditch these con artists, will they reconsider changing their business practices.

Reply

JohnHoer 3 months ago


671 - Submit - CONGRATULATIONS! Although you are not approved for this offer, you are approved for a: 26.9% APR with $39 annual fee card. Are they kidding?!

Reply

volend 1 year ago

Declined me and then tried to offer me a card with an annual fee of $59 :P... I don't have the greatest credit score, but I have a history of on-time payments and really just one incident in my past that caused my credit to look bad that was about 4 years ago.

Reply

bigd4316 1 year ago

With a credit score of only 660 I decided to wait to apply. I have to say this though, with creditkarma, I at least know where I stand and know what needs work!

Reply

mtmccain2000 1 year ago

Stick with your local credit union cards..almost instant approval even with a less than perfect history and low apr and no fees. These mega banks and credit card companies are total rip-offs period. As a CU member, you are valued.

Reply

mlewis927 1 year ago

I have a 729 and after reading what these people have said, I'll just stick to my Visa and Amex

Reply

Airborne 1 year ago

I've had a discover card for almost 11 years, use it rarely, and always pay it off in full. my fixed rate was always 7.9%, on a card with a 9K limit. My credit score is excellent. Two months ago, I purchased a vacation on my card (less then 20% of the credit limit), and did not pay it off in full. I came home yesterday to find a letter from Discover that my card will no longer be a fixed rate, that it instead will have a variable rate, currently 17.99%! I know all the cards seem to be going to variable rates, but almost 18%?! They are out of their minds! If this is how they treat their customers with excellent credit and a long relationship with them, I can't imagine what stunts they will pull on new clients. As this card never seems to be accepted in the places you want to use it, my recommendation would be to stay far, far away!

Reply

bitharvest 1 year ago

 

I concur. Gauging the customer seems to be the trend these days. Did you notice how they changed your card to a variable rate after you incurred a larger balance? It's programmed to catch the consumer. I recommend a network card through a credit union when the opportunity arrives. Good luck. In the meantime, starve the beast.

Reply

JohnHoer 3 months ago


Comment On This Offer


Submit Your Comment
Receive Comments Email Alerts

We'll alert you when a comment or reply is posted to this offer .

Credit Score Approval Data

Ideal for those with Good Credit:

725

AVERAGE Credit Score Approved for this Card

675

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

Offer Score Details

51%

User Voting
Percentage of users who think this is a good offer. Your vote counts!

6%

Take Rate
Higher take rate values indicate more popular offers.