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Discover® More(SM) Card - American Flag

42 comments

Offered by:
Discover® Card

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Details:

Purchase Intro Rate	0%*
Purchase Intro Period	6 Months*
Balance Transfer Intro Rate	0%*
Balance Transfer Intro Period	12 Months*
Regular APR	11.99% - 18.99%*
Balance Transfer Rate	11.99% - 18.99%*
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	3%, $5 minimum *
Balance Transfer Fee	5%*

Discover® More(SM) Card - American Flag features:

Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(42)

dreamin
Mar 28
7:51 pm

I applied for one of their "pre-approved" offers last year. I was told that I could get a card but the limit was 1000. dollars and the interest rate would be almost 20%. I already have 4 cards at a better rate, with higher limits and a credit score of over 700..and my length of credit history is just over 3 years..... I declined their card and will never consider them again!!

robbarker
Mar 27
7:07 pm

Thanks for commenting people. No point in taking a hit on my credit score for a decline.

dee_tc
Mar 27
4:50 pm

I applied on a pre approved offer last year and was declined with a credit score of 710. I called and was told that it was because I had balances on other accounts. Even though utilization was only at about 10 percent I was told they dont like to see more than one card with an open balance even if it is a very small amount. So basically my score had nothing to do with it.

azsun
Mar 20
9:17 am

Discover with a CreditKarma679 was quickly Declined and just wound up with another inquiry! Thanx

ke4ejr
Mar 8
7:59 am

I was denied with a credit score of 652, same job for 10 years. I have 4 adverse accounts, so I'm assuming this is the reason.

interceptor_tc
Feb 20
1:59 pm

Don't really need it right now so I'll wait to apply

being that my score is only 659

lala_tc
Feb 17
5:56 pm

I just got approved:) and to think all of you made it seem scary:( HAHA!

RomanGuns
Oct 2
11:37 am

what was your score before you applied

eddie2599
Feb 15
6:39 pm

Since I still have a ch.7BK on my report, I won't even bother with this, even with a 669 score.

mmm19800
Feb 11
8:42 pm

Credit score 760 and denied.. Will never apply again for Discover.

Never been denied by any credit card including AMEX. I would not recommend Discover to anyone, not worth it.

johnnibarger_tc
Feb 4
6:14 am

Credit Score is only part of the ACCEPT or DECLINE equation. Specific items in your credit play a role also, such as lates, collections, bankruptcy, recent inquiries or recent accounts. Therefore, a relatively high score with one of these items may mean you are declined based on the content or your credit report, not the score.

CK Moderator

This is absolutely correct.

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694

Average Credit Score Approved for this Card

643

Lowest Credit Score Approved for this Card

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