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Discover® More(SM) Card - American Flag

42 comments

Offered by:
Discover® Card

Related Credit Cards:

Details:

Purchase Intro Rate	0%*
Purchase Intro Period	6 Months*
Balance Transfer Intro Rate	0%*
Balance Transfer Intro Period	12 Months*
Regular APR	11.99% - 18.99%*
Balance Transfer Rate	11.99% - 18.99%*
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	3%, $5 minimum *
Balance Transfer Fee	5%*

Discover® More(SM) Card - American Flag features:

Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*

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See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(42)

bitharvest_tc
Apr 14
6:17 am

I've had a discover card for almost 11 years, use it rarely, and always pay it off in full. my fixed rate was always 7.9%, on a card with a 9K limit. My credit score is excellent. Two months ago, I purchased a vacation on my card (less then 20% of the credit limit), and did not pay it off in full. I came home yesterday to find a letter from Discover that my card will no longer be a fixed rate, that it instead will have a variable rate, currently 17.99%! I know all the cards seem to be going to variable rates, but almost 18%?! They are out of their minds! If this is how they treat their customers with excellent credit and a long relationship with them, I can't imagine what stunts they will pull on new clients. As this card never seems to be accepted in the places you want to use it, my recommendation would be to stay far, far away!

Airborne_tc
Apr 13
2:47 pm

I have a 729 and after reading what these people have said, I'll just stick to my Visa and Amex

mlewis927
Apr 13
5:41 am

Stick with your local credit union cards..almost instant approval even with a less than perfect history and low apr and no fees. These mega banks and credit card companies are total rip-offs period. As a CU member, you are valued.

mtmccain2000
Apr 12
9:45 pm

With a credit score of only 660 I decided to wait to apply. I have to say this though, with creditkarma, I at least know where I stand and know what needs work!

bigd4316
Apr 10
8:02 am

Declined me and then tried to offer me a card with an annual fee of $59 :P... I don't have the greatest credit score, but I have a history of on-time payments and really just one incident in my past that caused my credit to look bad that was about 4 years ago.

volend
Apr 9
6:46 pm

671 - Submit - CONGRATULATIONS! Although you are not approved for this offer, you are approved for a: 26.9% APR with $39 annual fee card. Are they kidding?!

kearneyw
Apr 8
9:27 pm

Check this out I applied for Discover Card got it, but here is the winner. I am smart on what I spend and charge. So if I have cash I use it vs credit card. So, I didnt use the card for 4 months and without notice they closed it. My score went down cause I lost the limit part and my debt rasio took a hit. They close my account cause I didnt use it.

CK Moderator

This is happening much more frequently in this environment. We suggest buying a tank of gas every couple of months to keep your credit lines active.

diamondnb_tc
Apr 5
6:36 am

Pay your bills dead-beets and you will get credit cards.

What don't people understand?

AREA39
Apr 3
8:30 am

With a credit score of 720. I have a Discover with a 20,000 credit limit and 9.9% rate. I feel with these hard economic times the approval rate is very difficult to attain. I feel TIMING plays a big part and recent activities on your credit is another. Would i recommend DISCOVER most certainly. If you dont abuse your credit being approved is not an issue.

Violetiye
Mar 29
5:14 pm

I have a 726 and was approved for $6K.

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694

Average Credit Score Approved for this Card

643

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