Offered by: Discover® Card
| Purchase Intro Rate | 0%* |
| Purchase Intro Period | 6 Months* |
| Balance Transfer Intro Rate | 0%* |
| Balance Transfer Intro Period | 6 Months* |
| Regular APR | as low as 11.99% Variable* |
| Balance Transfer Rate | as low as 11.99% Variable* |
| Cash Advance Rate | * |
| Annual Fee | None |
| Late Fee | See Terms* |
| Cash Advance Fee | See Terms* |
| Balance Transfer Fee | See Terms* |
Discover® More® Card - American Flag features:
Additional Details: Click here for Additional Details (Will launch in a new browser window)
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.
Ideal for those with Good Credit:
AVERAGE Credit Score Approved for this Card
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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Take Rate
Higher take rate values indicate more popular offers.
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The offer states approvals for scores as low as 625. My score is higher yet I was declined.
Gracie56 1 year ago
The same thing happened to me. My score is way within the good history range and yet I was denied.
asmarinodude 1 year ago
I scored 630 and got approved.. Nothing outstanding, just dont use credit cards, I am going to use these to pay my bills and pay them off same day, guess you gotta game the system to raise this dub score. I own no one. but a car and my house yet my score keep dropping.
brianwalker 1 year ago
I had a 698 score and like others I was turned down.
MrDrewoner 1 year ago
my score is 712 and i got denied??
dannyfresh 1 year ago
I got approved for a $3,500 line with a 678. Using it to transfer balances for 0% for 12 months.
mrog71 1 year ago
My score is 690 and I was denied. No late payments in the last 10 years, a stable job. Wonder if chances are better if one does a balance transer??
geesher1 1 year ago
I had a credit score of 675 and was promptly denied! CreditKarma isn't doing a very good job of recommending cards
Charlie05 1 year ago
We can only share the data we are provided to help our users. The average credit score of the approved is 703.
CK Moderator
Please no one takes discover anyway,already have one with hsbc bank.you can't sue it on vacation out of the country so please. they need to get over themselfs..........get a vias or mc.
drnde22 1 year ago
Do they ever approve people when they claim they need more processing time? I would think it's better than being 'promptly denied', but I've also never heard of being approved after the processing time.
kstinabina 1 year ago
I answered a "preappoved" offer. I got the "need more processing time" message, but got my acceptance two days later. They checked both EQ and TU credit reports during that time period. They sent me a copy of my Experian report showing a 735 (this was the lowest of my three scores by 20+ points.)
I was hesitant about accepting this card because my wife had one when we met in college and she had a hard time finding places to accept it. I have had this account now for 4 months and have only come across 2 places to not accept it. At the rate I am earning cashback, next Christmass will be paid for:)
edrollf 6 months ago