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Discover® More(SM) Card - American Flag

42 comments

Offered by:
Discover® Card

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Details:

Purchase Intro Rate	0%*
Purchase Intro Period	6 Months*
Balance Transfer Intro Rate	0%*
Balance Transfer Intro Period	12 Months*
Regular APR	11.99% - 18.99%*
Balance Transfer Rate	11.99% - 18.99%*
Cash Advance Rate	*
Annual Fee	None
Late Fee	See Terms*
Cash Advance Fee	3%, $5 minimum *
Balance Transfer Fee	5%*

Discover® More(SM) Card - American Flag features:

Earn more cash in more ways than anyone else(SM)
Unlimited cash rewards, automatically
Up to 20% Cashback Bonus® when you shop online
Double rewards with more than 100 Cashback Bonus Partners
Customer Service in less than a minute, anytime you want
0% Intro APR for 6 months on Purchases, and up to 12 months on Balance Transfers*

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

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USER COMMENTS(42)

reviewcredit
Sep 22
6:07 pm

Declined with a credit score of 759!

totall62
Sep 6
8:33 am

declined my score was 690.

godwinsg
Jul 25
7:29 am

699 - approved. I have 2 new lines of credit ($7K and $5K limits with bals of about 1/3 of the limits) and one MC with $1K limit which has a bal of $500. I have a mortgage and a car loan as well. They sent me a letter to call them before I could be approved. I called and they asked if my income was commission based. I was also asked about my length of time on the job (7 years) and amount of my salary. I was told I was approved on the phone call. They never confirmed with my employer any of this information. This company has some strange approval requirements judging from the comments I see on this card.

07kennebellg
Jun 30
12:39 am

I've rose from a 629 to a 653 in 3 months with several cards(greatly paying down my card debt) and a $6,900 personal loan for a motorcycle from Citi that I was approved for yesterday, and I'm going to wait until 2010 to apply for my next card. Hopefully I will be in the 700+ range. I won't apply for this, I will try to increase the limit on my Chase Freedom card or will look for a new card with Chase.

Kevin25
Jun 28
6:17 pm

i have a good credit score and been declined twice and dont **** with those people and stay away from them

cyberchymera
May 12
2:41 pm

670- I love Credit Karma and really appreciate everybody's feed back. I recently found that I am being charged 30.23% when I believed that it would be max.14.99%. Turns out that Chase is charging 15.23% for credit purchases,then 14.99% for balance transfers, did I forget to mention that Chase is raising my 15.23% to 18%. In my opinion they are legally ripping us off and taking advantage of my ingnorance. If anyone has a good idea, I am looking for a card that I can do a credit transfer from Chase without getting railroaded agian. Thank You everyone and Credit Karma.

javierv2689
Oct 14
9:02 pm

you should try capital one 0 intro then 11% then went up my fault called them they lowered it to 10.9 and refunded the extra interest i paid

bob101285
May 2
2:39 pm

Stay away from these people.I have a low 700 score and have been declined twice.I have 5 visa/mc cards now that are paid off every month. They are not worth the trouble

COMEON427
Apr 27
5:30 am

I have a 734 and was declined. No credit card debt, many paid installment loans, all monthlies and loans on time paid for 6 or more years, current accounts in good standing. The only thing I can think of is I am a waitress at the same job for over 2 years. Is there employment discrimination?

romie2555_tc
Apr 25
10:38 am

with all these negative thanks 665 i dont nee another hit

pabs4_tc
Apr 21
4:22 pm

We have been good customers of Discover Card since 1986. We rarely carry a balance but, this month I missed our payment that was due on the 17th. I normally pay the full balance each month. 4 days late and with NO phone call or email they suspended our account!!! I had to call to find out why our card wasn't accepted at the gas pump!

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Score Details

Credit Score Approval Data

694

Average Credit Score Approved for this Card

643

Lowest Credit Score Approved for this Card

† Credit Karma members have received approvals with these credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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