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| Purchase Intro Rate | 0%* |
| Purchase Intro Period | 6 Months* |
| Balance Transfer Intro Rate | 0%* |
| Balance Transfer Intro Period | 6 Months* |
| Regular APR | as low as 11.99% Variable* |
| Balance Transfer Rate | as low as 11.99% Variable* |
| Cash Advance Rate | * |
| Annual Fee | None |
| Late Fee | See Terms* |
| Cash Advance Fee | See Terms* |
| Balance Transfer Fee | See Terms* |
Discover® More® Card - American Flag features:
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
How We Calculated Your Savings
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
$0 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$677 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$2,934 |
$4,290 |
$5,861 |
|
Value of Rewards on New Purchases
|
$511 |
$511 |
$511 |
|
Value of Bonus Points
|
$0 |
$0 |
$0 |
|
Annual & Application Fees
|
$0 |
$0 |
$0 |
|
Savings: | ||||
| Total Annual Savings | $4,123 |
$4,801 |
$6,372 |
|
| Total Savings over 3 Years |
$15,295 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
Most Recent Reviews
Credit score of 658 and approved. I have been rebuilding my credit and am starting to get where I need to be so I actually just called them instead of online app and told them I have had a steady job for three years, threw out a number I thought they wanted to hear for income and explained I want to get rid of high interest cards I have now which are three smaller ones and the lady was super understanding and asked what they totalled up to and that she would give me a credit limit that would cover all those and a little more for now so it worked out great. The rewards on the card are great too!
I think the main thing to get somewhere with them is a long job history and throw out a solid income number (they took my word for it),
Anonymous 6 months ago
I had a score of about 690 and had been receiving offers from Discover every month or more for the past year. Finally decided to apply online. Received a phone call from a guy who asked me all my information again (dunno why they needed it twice) and approved me over the phone right then. They gave me a $4,000 limit (highest of all my cards) at 17.99% APR (lowest of all my cards). Plus when I activated it they said since I had a birthday coming up I got double cash back rewards that month! This is easily my new favorite card!
SirBruce 7 months ago
Hi. I have Credit score of 685. I got a letter in the mail saying I had been 'pre approved', rather than the usual 'pre-selected'. So I went online and applied and got the old 'We need more time to process your application'. Got a letter in the mail saying to call them, so I called and talked to a very friendly girl who just asked a few questions about my salary ($100,000+) and whether that included bonuses or commissions and said she could see I had two Capital One cards with a total limit of $1500 and they would like to offer me a Discover card with a $3000 limit. Needless to say, I was very happy, as I have been trying to land one of the 'majors' for 2 years now! So, it was a good experience for me!
norwegainwife 10 months ago
approved, credit score 660. I have 4 open revolving accounts with a total credit limit of $5000 - balance on them, $500. salary, 58k - total household income 95k. credit history only 1 year, 4 months. own my own home and have a vehicle loan for $24,000
hope this information helps.
DRuppert1983 1 year ago
Credit Score Approval Data
Ideal for those with Good Credit:
725
AVERAGE Credit Score Approved for this Card
675
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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I was just recently approved for this card online and it should be here in a few days.. My initial credit limit is $4000.. I'm pretty sure they pulled transunion I gotta check this week but my score is 700 no bad accounts,no collections,no inquiries,and 1 credit card out of 5 with a $800 balance that I transfered to the discover card for 12 months at 0%.. This will be my first major card since I was 18 and knew nothing about credit and ultimately ruined my credit for the last 10 years. Finally back on the right track and and a lot more informed.
Anonymous 2 months ago