Offer expired

Citi® Diamond Preferred® Rewards Card

7 Reviews | Write a Review

Offered by: CitiBank


Purchase Intro Rate See Terms
Purchase Intro Period See Terms
Balance Transfer Intro Rate 0%
Balance Transfer Intro Period Up To 12 Months
Regular APR As Low As 9.49%
Balance Transfer Rate As Low As 9.49%
Cash Advance Rate See Terms
Annual Fee None
Late Fee $15.00
Cash Advance Fee 3.00%, Min: $5
Balance Transfer Fee 3.00%, Min: $5

Citi® Diamond Preferred® Rewards Card features:

  • 0% APR* on balance transfers for up to 12 months
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi® Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$743

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$3,278

$4,925

$6,642

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$3,494

$4,925

$6,642
Total Savings over 3 Years

$15,061

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

Great card, great limits, fantastic 2 year 0% on charges and balance transfers  

Cland1236 5 months ago

Great card and excellent customer service. points arnt great like the capital one venture, but I like this card because I have 0% APR for 2 and 1/2 years! Thats worrth it to me!

bjenson4u 9 months ago

 Citicards has several good cards, however; there aren't much for customer service. Hubby and I have stopped doing business with Citi because we felt like numbers rather than people.

Kittykatkhan 1 year ago

CK Score of 756, 60k per year income, I was immediately approved with a 10,900 limit! And a 10% APR after the 12 months at 0%. Haven't used it yet and not sure about the point system, but very excited about the high limit and low APR.

coffdrop 1 year ago

I've had this card for 3-4 years.  Never had an issue, and my APR keeps going down.  It's been stuck at 7.74% for a year or two now.  Points aren't HUGE, but I've definitely gotten a bunch of gift cards out of it over the years just with regular usage.  Two thumbs up.

briansemerick 1 year ago

See all 7 Reviews of Citi® Diamond Preferred® Rewards Card

Write a review of Citi® Diamond Preferred® Rewards Card

Credit Score Approval Data

Ideal for those with Good Credit:

733

AVERAGE Credit Score Approved for this Card

684

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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