See All Credit Card Offers

Credit Card Offers

Citi Forward(SM) Card

12 comments

Offered by:
CitiBank

Related Credit Cards:

Details:

Purchase Intro Rate	0%
Purchase Intro Period	6 Months
Balance Transfer Intro Rate	0%
Balance Transfer Intro Period	6 Months
Regular APR	14.24% (V)
Balance Transfer Rate	14.24% (V)
Cash Advance Rate	21.99%
Annual Fee	None
Late Fee	See Terms
Cash Advance Fee	3.00%, Min: $5
Balance Transfer Fee	3.00%, Min: $5

Citi Forward(SM) Card features:

The credit card that rewards you for good behavior.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
6,000 bonus points after $250 in purchases are made within 3 months of account opening.
5,000 bonus points when you sign up for paperless statements within 3 months of account opening.
5 reward points for every $1 you spend on dining, books, movies and music. 1 reward point for every $1 you spend on other purchases.
0% APR for 6 months on purchases and balance transfers.

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comment on Offer Receive Comment Email Alerts Send to a Friend Print Offer

USER COMMENTS(12)

mmobed
Nov 19
9:48 pm

674 score, $ 600 dollars in revolving balances, 18/18 payments on time and way over minimum. Declined.

kwdavidson
Nov 19
7:12 pm

Approved immediately for $3600 with a 686. So far so good.

nebb39
Nov 19
12:03 am

What rewards are available? Is it cash as in one point per penny?

julzc
Nov 16
6:28 pm

I was approved for a $3,600 limit. My score was 622 when I applied.

mikedossett
Nov 14
1:01 am

702 score, 100% ontime, got the "Needs more processing, etc." message.

Turaze
Nov 8
6:46 am

Credit score 677, 100% ontime with a few open (long standing) credit accounts. Received the "Needs more processing" message, which means sorry no card for you.

CK Moderator

Several people have reported approval with that message. Often if it is a decline, they will notify you as such.

GamingG
Nov 4
11:00 pm

After talking to multiple custom service representatives on both the phone and citicards.com's live chat feature, I've come to the following conclusions:

1. According to representatives, the Citi Forward card is the best card for a college student with a very limited credit history.

2. To get this card, they really want to see at least 2 open lines of credit in good standing for at least six months.

While I can see why they would want you to have experience with credit before getting their card, how can they rightfully say that the card is geared towards college students and those without a credit history if they want you to have at least two other cards? More importantly, how is a college student with limited credit supposed to have two cards and still plan to get a third?

annoneil01
Nov 9
2:49 am

gamingG, those are great questions you ask. wish a csr was here to answer them for the company.

jhtrico1850
Oct 22
1:16 pm

I have this card. They gave me a very generous $5000 limit even though I had no income, and I'm now up to $6200. They'll not only be good with rewards, they'll be good to your credit if you earn it.

stupiddog
Nov 7
5:03 am

When you applied for the card what was your ck score.

annoneil01
Nov 9
2:51 am

did you actually write down that you had no income on the application?? or did you tell them you were a student (and if so, did you have to prove it with a transcript/class schedule)? how long ago were you approved for this card? 2008? early 2009? a couple months ago?

dsydow
Jun 9
9:01 pm