Capital One® Classic Platinum Credit Card

1015 Reviews | Write a Review

Offered by: Capital One

1-866-960-8706

Purchase Intro Rate 0%
Purchase Intro Period Until Mar 2013
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 17.9% – 22.9%* Variable
Balance Transfer Rate 17.9% – 22.9%* Variable
Cash Advance Rate 24.9%
Annual Fee $39
Late Fee Up to $35
Cash Advance Fee 3%, Min: $10
Balance Transfer Fee $0

Capital One® Classic Platinum Credit Card features:

  • 0% intro APR on all purchases until March 2013
  • $0 Fraud Liability if your card is lost or stolen
  • Enjoy Platinum benefits, including 24-hour roadside assistance and extended warranty protection
  • Pick an image for your card—choose the one shown here, any of the hundreds in our collection, or add your own

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$1,569

$2,289

$3,262

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

-$39

-$39

-$39
 
Savings:
Total Annual Savings

$1,530

$2,250

$3,223
Total Savings over 3 Years

$7,003

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

I was approved as well! Credit score 517. I am impressed and truly thankful to Credit Karma. 

yolonda2 1 day ago

I TO WAS DENIED 695,ANOTHER DING ON MY REPORT

kmiller1031 2 days ago

Looking at a lot of reviews that people are turned down for this card with a higher score than mine ( 563).  I was approved, perhaps with your higher score you should be looking into credit cards with better benifits than this one. 

trigger22 2 days ago

Decent enough operation. I have done everything online since the start. Website is easy to use and very stable in that I mean they're not changing it every other month like some places do.  Gave me an initial cl of $500 then raised it to $750 after three on time payments. That was 6 years ago. No idea what my score was then but it couldn't have been as good as it is now since I was just starting out with credit cards.  They've been good about not raising the interest rates unlike crazy greedy Citibank and their fellow crooks at Chase Bank.  They're really good about crediting your online payments that day.  I gave 5 stars despite the fact they're kinda slow with regular cl increases. BTW they're not slow on checking your credit report every month. When I pulled my full reports I saw Capital One had been looking at my reports almost twice a month for about the past 4 years. I've never missed a payment on any of my accounts. Never paid late and always paid more than the minimum. What gives with that kind of treatment? 

Franco1985 3 days ago

 Got approved for this card with a credit score of 640,  Trans Risk score was 689. 2K limit and 0% interest for 1st year, 17.9% thereafter.  Very pleased as I had bankruptcy 2 years ago. Make sure and check your ACTUAL credit score before applying as they will differ a bit from trans risk score.

fairway2morrow 4 days ago

See all 1015 Reviews of Capital One® Classic Platinum Credit Card

Write a review of Capital One® Classic Platinum Credit Card

Credit Score Approval Data

Ideal for those with Poor Credit:

609

AVERAGE Credit Score Approved for this Card

509

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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