Offer expired

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

11 Reviews | Write a Review

Offered by: Capital One


Purchase Intro Rate 0%
Purchase Intro Period Until Aug 2012
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 12.9% - 20.9% (V)
Balance Transfer Rate 12.9% - 20.9% (V)
Cash Advance Rate See Terms
Annual Fee $0
Late Fee up to $35
Cash Advance Fee See Terms
Balance Transfer Fee 3.00%, Min: $10

Capital One® No Hassle Cash(SM) Rewards - Excellent Credit features:

  • 2% cash back on gas and groceries
  • 1% cash back on all other purchases
  • BONUS: Get up to 15% more cash back when you shop over 300 retailers
  • No annual fee
  • No limit on the cash you can earn and cash won't expire
  • Redeem cash rewards any time for any amount, even set up automatic redemption
  • 0% intro APR on purchases until August 2012
  • Pick an image for your card - choose the one shown here, any of the hundreds in our collection, or add your own

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

-$527

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$2,738

$3,859

$5,341

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$524

$524

$524

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$2,736

$4,383

$5,866
Total Savings over 3 Years

$12,985

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

 

Just applied and got approved for $300 with a 571 CK score, said it will be in mail within 7-10 days.

HappyP 2 months ago

 I LOVE Capital One!!  After divorce led to bankruptcy they quickly approved me for classic card with 750 limit.  After 7 months they increased to 1250.  I was ready for the next step of a rewards card which the instantly approved me for with a 500 limit.  Thank you Capital One for realizing sometimes bad things happen to good people and letting me start over!!

cdhammonds 8 months ago

got this card about 8 months ago as my frist credit card and was approved for a 5,000 limit

after paying off the full balance each month (and someitmes payments during the month) they added 5,000 more to my limit to make it $10,000 

they raised my limit shortly after i got a new card with a new picture on it (which is also a cool feature of the card) i don't know if that made them see my good history or if it just happened to be that way but its worth a shot if your wanting them to raise your limit, and my old card still works so i have an extra to keep in the car now for just in case

ayersb 8 months ago

711 score, never late never missed a payment in my life............ yet I was declined.  This is two offers that KC as suggested for me and I was declined.  Now I have hard hits on my credit report, declined.

Starting to doubt this sites suggestions for me.    

golittleperson 11 months ago

+2

I wanted a card with good rewards, so I looked up some information and felt like this card would be the best fit for me. The 2% cash back on gas is particularly good (as gas is my biggest regular expense apart from rent and student loan payments). I applied and was approved over the phone with a $5,000 limit. I've only had the card for about a month, so I can't speak to the customer service or some of the other factors I haven't dealt with yet, but so far it looks good. I don't spend a ton of money each month, but I've already earned more than $5 cash back. The thing I particularly like about their rewards program is that the rewards update with each purchase. My Discover card updates my rewards with each new statement, but with Capital One I can see it grow from one day to the next. Of course, even higher rewards, like 5%, would be better, but I'll take 2% every time I fill up the car over the fraction of a percent I was getting before with my Discover card.

jhrhodes 1 year ago

See all 11 Reviews of Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

Write a review of Capital One® No Hassle Cash(SM) Rewards - Excellent Credit

Credit Score Approval Data

Ideal for those with Good Credit:

712

AVERAGE Credit Score Approved for this Card

663

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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