Capital One® Spark(SM) Classic for Business

5 Reviews | Write a Review

Offered by: Capital One


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 22.9%* Variable
Balance Transfer Rate 22.9%* Variable
Cash Advance Rate 24.9%
Annual Fee $0
Late Fee Up to $39
Cash Advance Fee 3%, Min $10
Balance Transfer Fee N/A

Capital One® Spark(SM) Classic for Business features:

  • Enjoy no annual fee
  • Build business credit with eligibility for an automatic credit line increase
  • Earn 1% cash back on every purchase, every day
  • Separate business expenses from personal expenses
  • $0 Fraud Liability if your card is ever lost or stolen
  • Enjoy business benefits including Year-End Summaries, up to 25 employee cards at no additional cost, and experienced small business customer service

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$291

$443

$654

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$291

$443

$654
Total Savings over 3 Years

$1,387

*Savings are based on Credit Karma calculations and are not endorsed or commissioned by any advertisers.

Reviews

Most Recent Reviews

ck of 604. I also have a capital one no hassle rewards card with $500 limit that I got in Jan 2012 and I got instant approval of $1000!! awesome. I have been working very hard to fix my credit after I got in trouble in college and C1 is giving me the opportunity to do that. Thank you so much for a second chance!

Anonymous 2 weeks ago

And no annual fee.  

PETERBRASCO 1 month ago

 CK score 593, approved $300, says will get increase after 90 days and good payment. I have had it for 1 week. Card on probation for 90 days, thus 2 stars. Will see what happens after 90 days.

PETERBRASCO 1 month ago

Good card. This is a good business card if you don't have pristine credit. 

Anonymous 9 months ago

CK Score of 636.  Approved instantly for $500.  Only other credit card is Capital One Classic for $500.  Great opportunity to build business credit while working on my personal credit.

epete1112 1 year ago

See all 5 Reviews of Capital One® Spark(SM) Classic for Business

Write a review of Capital One® Spark(SM) Classic for Business

Credit Score Approval Data

Ideal for those with Credit:

N/A

AVERAGE Credit Score Approved for this Card

N/A

LOWEST Credit Score Approved for this Card

† Credit Karma members have received approvals with these TransUnion New Account credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.

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