Offer expired

JourneySM Student Rewards from Capital One®

26 Reviews | Write a Review

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Offered by: Capital One


Purchase Intro Rate N/A
Purchase Intro Period N/A
Balance Transfer Intro Rate N/A
Balance Transfer Intro Period N/A
Regular APR 19.8% (V)
Balance Transfer Rate 19.8% (V)
Cash Advance Rate 24.9% (V)
Annual Fee $0
Late Fee $15-$35
Cash Advance Fee 3.00%, Min: $10
Balance Transfer Fee None

JourneySM Student Rewards from Capital One® features:

  • A card designed to help students build good credit
  • Free, customizable text and e-mail alerts keep you on track
  • Tools to help you learn about credit
  • 1% cash back on all purchases
  • Plus, a 25% bonus on the cash back you earn each month you pay your bill on time
  • $0 Fraud Liability if your card is lost or stolen
  • No annual fee

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.

These savings are calculated using national averages. Log in to see your own savings!

How We Calculated Your Savings

Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.

 

Year 1

Year 2

Year 3

Balance Transfer Cost info Fees charged by the credit card company to transfer balances. Usually charged as a percent of the balance transfer amount.

$0

$0

$0

Interest Savings on Transferred Balance info Difference between the interest charged on your existing credit card(s) and the interest charged on this card with the same balance.

$0

$0

$0

Interest Savings on New Purchases info Difference between the interest charged for new purchases on your existing credit card(s) and the interest charged on this card.

$1,094

$1,625

$2,350

Value of Rewards on New Purchases info Difference between the rewards (normalized to dollar amounts) from the purchases on your existing credit card(s) and this card.

$0

$0

$0

Value of Bonus Points info Bonuses provided by the card for either application or usage. Bonus in the form of either miles or points are converted to dollar amounts.

$0

$0

$0

Annual & Application Fees info Sum of the fixed fees associated with the card. The fees are charged regardless of card usage.

$0

$0

$0
 
Savings:
Total Annual Savings

$1,094

$1,625

$2,350
Total Savings over 3 Years

$5,069

Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.

Reviews

Most Recent Reviews

Nice

Torettoti 2 months ago

CK score of 665 approved for a limit of $1000 within seconds online

adlp1ph 2 months ago

+1

Approved with semi average credit. I have had this card for three months.The APR doesn't bother me too much as I can afford to pay off the balance in full every month. I have been given and increse in CL but I dont want it. the reward rate are good and even better when you pay you balance on time ever month you and ext 25% along with the 1%. 

sboyd2829 3 months ago

+1

I applied and was approved. Working on my second college degree and working full time. Was suprised. Eight months ago they told me "NO!". LOL. 

wbcollege19 4 months ago

Approved with no credit history. $500 credit limit. So far so good. 

Anonymous 4 months ago

See all 26 Reviews of JourneySM Student Rewards from Capital One®

Write a review of JourneySM Student Rewards from Capital One®

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