Capital One® Student Rewards Credit Card

Offered by: Capital One

16 comments | Comment on this offer

Details

Purchase Intro Rate	N/A
Purchase Intro Period	N/A
Balance Transfer Intro Rate	N/A
Balance Transfer Intro Period	N/A
Regular APR	24.9% (V)
Balance Transfer Rate	24.9% (V)
Cash Advance Rate	24.9% (V)
Annual Fee	$0
Late Fee	$15-$39
Cash Advance Fee	3.00%, Min: $10
Balance Transfer Fee	None

Capital One® Student Rewards Credit Card features:

No annual fee
2% cash back on restaurants, entertainment, cell phone bills and books
1% cash back on all other purchases
A smart way to build credit while earning cash back
Get your cash back how you want it, when you want it - even set up automatic redemptions

Additional Details: Click here for Additional Details (Will launch in a new browser window)

See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer Now" button, you can review the credit card terms and conditions on Provider's website.

Comments

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Approved with $500 limit, have another card already with Capital One with a $750 limit. Have 8 accounts total including this new card. Pulled Transunion which is the CK score, had 6 inquiries, CK Score of 670. Utilization is 18%. 10 month credit history. This is a pretty decent card overall, never had a problem with Capital One. No annual fee. I would recommend this card to anyone who isnt going to carry a balance or else it will kill you in interest. 23.9% is ridiculous

tsquad131 4 months ago

Approved with a 680 credit score and one other Capital One account ($1,000 limit).

eericson 3 months ago

Was approved for a $1,000 limit at a 664 credit score retrieved from here.

mnx12 3 months ago

Approved with no history whatsoever, not even store cards/secured cards. Stipend amount ~2k/mo.

No annual fee, no international transaction fees, and the high-tier (blanket 1%) rewards is crazy - I think this is the only fixed category (not those 'rotating' 5%s) cash-back program that gives 2% on restaurants and entertainment. Also, you can seriously say 'give me a 0.02 statement credit' and they'll do it; other programs restrict redemptions to say $50 or higher. Pretty much the best of the bunch, unlike Citi who hates F1s with a passion.

That is, if you plan on never paying a red cent in interest and are capable of actually doing it. Otherwise, stay very far away: you buy these perks with a sky-high interest rate.

obscurans 3 months ago

I have a question. Why some F-1 students get approved with no history while some other don't?

JackieCH 2 months ago

I was approved with $300 limit. Scores at the time 589-eq 645-ex-

645-tu. Already have the rewards MC ($300 w/the steps program)with Capital One but it hasn't show on my credit report yet.

miyagroove 2 months ago

Got instant approval for $500 with 695 CK score. But, the "thank you" page said credit limit might be adjusted after a real person looks at it before they send out the card. Still waiting to get it in the mail.

jersh55 2 months ago

Does Capital One report the credit limit properly now? I heard they didn't so using their card would hurt our credit score.

JackieCH 2 months ago

Found that Credit Karma mistakenly shows yearly saving from this card as $0, but I think it is one of the best card of its level that could save you most with its cash back rewards.

JackieCH 1 month ago