Offered by: American Express Card
| Purchase Intro Rate | N/A |
| Purchase Intro Period | N/A |
| Balance Transfer Intro Rate | N/A |
| Balance Transfer Intro Period | N/A |
| Regular APR | 15.24% - 19.24% Variable |
| Balance Transfer Rate | 15.24% - 19.24% Variable |
| Cash Advance Rate | 25.24% |
| Annual Fee | $150 |
| Late Fee | Up to $35 |
| Cash Advance Fee | 3%, Min: $5 |
| Balance Transfer Fee | 3%, Min: $5 |
Platinum Delta SkyMiles® Credit Card from American Express features:
See the online Provider's credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Take Offer" button, you can review the credit card terms and conditions on the provider's website.
These savings are calculated using national averages. Log in to see your own savings!
Credit Karma uses details about your credit card usage and data we have on current credit card offers to calculate how you might save money. These calculations are for illustration purposes only.
Year 1 |
Year 2 |
Year 3 |
||
|---|---|---|---|---|
|
Balance Transfer Cost
|
-$527 |
$0 |
$0 |
|
Interest Savings on Transferred Balance
|
$0 |
$0 |
$0 |
|
Interest Savings on New Purchases
|
$2,135 |
$3,052 |
$4,287 |
|
Value of Rewards on New Purchases
|
$456 |
$456 |
$456 |
|
Value of Bonus Points
|
$200 |
$0 |
$0 |
|
Annual & Application Fees
|
-$150 |
-$150 |
-$150 |
|
Savings: | ||||
| Total Annual Savings | $2,115 |
$3,358 |
$4,593 |
|
| Total Savings over 3 Years |
$10,066 |
|||
Calculations are estimated based on your credit card usage combined with offer data and are for illustration purposes only.
1. Earn 20,000 bonus miles with first purchase.
Scared to apply... seeing people get the card with worse scores then myself. 718 score here but I'm young. I applied for another AM-X card a year ago and was rejected. I don't want any more hard inqurires on my account.
If anyone in the age area of 23 and has the score around 718, gets approved... leave some feedback! Not sure if age matters but I'm trying to see if it matters with Am-X
Stephen851 2 months ago
4/8/11 Just got approved for this card. Credit Karma score of 655.
Prior to getting approved for this card I currently hold and have held for the last 4 months, "The green card" and "Blue" From amex.
chrisjwhite 10 months ago
@mariposa Plat is harder to get than Gold. I want this card too but I am waiting to build my credit. Amex is picky.
Mike11212 2 years ago
Denied with a 739 score. Did they want my first-born child too? And not for nothing, but I know a few people with much worse scores than mine that have Platinum and even Gold Amex cards.
mariposa3676 2 years ago
See all 5 Reviews of Platinum Delta SkyMiles® Credit Card from American Express
Write a review of Platinum Delta SkyMiles® Credit Card from American Express
Ideal for those with Excellent Credit:
AVERAGE Credit Score Approved for this Card
LOWEST Credit Score Approved for this Card
† Credit Karma members have received approvals with these Credit Karma credit scores. Please note that because other factors such as income and employment status can affect credit card approval, these are only guidelines and approval is not guaranteed.
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With the Platinum Delta Skymiles AmEx Card, can we access to the Delta Lounge, in which only limited qualified certain card holers can enter?
Anonymous 3 weeks ago