Q&A

Find the answers to the most common questions about credit and credit cards or submit your own question. All answers and recommendations are provided by experts in the credit and credit card industry. Join the discussion today.

Get Answers Instantly


Your possible answers will display below once you click "Submit".

All Questions

Should I get a Target Visa or Target Credit Card which one do think I should get and what do you think about them?

The crucial difference between the two credit cards is that the Target Visa card is accepted everywhere Visa is accepted, while the Target Credit Card can only be used at Target stores and on Target.com, which means you only utilize rewards and benefits w.. More

Share | Asked on March 01, 2010

If I become unemployed, how will it affect my credit score?

Being unemployed, in and of itself, will not affect your credit score, and losing your job will not show up on your credit report... More

Share | Asked on March 01, 2010

Why is it hard to get a job if your credit report is bad?

Keep your financial resume intact by checking your credit report for errors at AnnualCreditReport.com, paying down debts, and regularly paying bills on-time. A not-so-healthy credit report won’t kill your job prospects.. More

Share | Asked on March 01, 2010

My mortgage payment is due on the 1st of the month with a grace period until the 16th. I usually pay closer to the 16th than the 1st so there are no late fees. What impact would it have on my credit score if I paid on the 1st?

Paying your mortgage at the beginning of the month rather than the end of a grace period has no impact on your credit score... More

Share | Asked on March 01, 2010

I have a credit score of 613 after filing bankruptcy a year ago. What is the best secured credit card to start with?

The Public Savings Bank Secured Visa Card is a great first step to rebuilding your credit and also guarantees approval because there is no credit score or income requirement... More

Share | Asked on March 01, 2010