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Every credit score improvement article suggests that consumers should not have a high credit card utilization rate. (Defined as: total credit card balances / total credit card limits). Often the recommendation is the lower the credit card utilization rate... More
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- January 02, 2009
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Credit and credit scores have always been cryptic and difficult for to consumers to understand. Hopefully by demystifying the information, you can see how using credit wisely can go a long way toward building your financial health.... More
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- December 03, 2008
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Closing old and unused credit accounts on your credit reports can help you avoid unnecessary fees and guard against identity theft. It can also cause your credit score to drop if you are not careful.... More
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- September 25, 2008
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Everything college students need to know about getting and using their first credit card. You've seen the ads and been tempted by the giveaways - but how much do you really know about credit cards?... More
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- September 25, 2008
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Every year more than 1.5 million Americans file for bankruptcy for a variety of reasons. While bankruptcy has many negative effects, it does offer people with devastated finances a fresh start.... More
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- September 25, 2008
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We have all heard the rumors...from neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to manage your credit.... More
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- September 25, 2008
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Self improvement is a great thing. Becoming a better public speaker can earn you a promotion. Going to the gym regularly can help you lose a few pounds.... More
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- September 24, 2008
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On September 16th, 2008, the Federal Reserve kept the target Fed Fund’s rate steady at 2.00%.... More
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- September 17, 2008
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Poolside cabana, $200 a day. Plane tickets to your destination of choice, $750. Vacationing without worrying about putting a dent into your finances, priceless.... More
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- August 21, 2008
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What started out as a way to avoid carrying cash or checks, known then as "charge cards," has blossomed into the giant credit card industry we know today. With so many cards to choose from, how do you pick the one that’s right for you?... More
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- May 09, 2008
