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Don’t Get Caught in the Web of Online Shopping

Racking up credit card debt while shopping online is almost effortless, especially considering that credit cards are considered to be the safest and most common means of payment in the online marketplace. But a few small changes...... More

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How to Refinance Your Home Remodeling Project

With the market for existing home sales declining, homeowners are deciding not to sell their homes but upgrade instead, according to Informa Research Services. A recent study conducted by Harvard University's Joint Center for Housing Studies, estimates...... More

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How to Pick the Right Real Estate Agent

Some of the most important decisions that you will make in your life are the ones associated with buying or selling a home. If you are a buyer, then you have to find the right neighborhood, the right home, and the right mortgage.... More

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Fed Rates Keep Falling

Today, the Fed slashed the Fed funds rate by 50 basis points. Like most things, dropping rates are a game of give and take; the lowering of Fed rates can be beneficial for some parts of your financial life and detrimental for others. So how exactly can... More

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Last Week's Fed Cut Lower Rates?

The quick and easy answer is that you should see a slight drop in adjustable rate mortgage (ARM) rates but fixed rates should remain relatively unchanged.... More

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The Do’s and Don’ts of Closing Old Accounts

Closing old and unused credit accounts on your credit reports can help you avoid unnecessary fees and guard against identity theft. It can also cause your credit score to drop if you are not careful.... More

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5 Steps Toward Healthy Credit

Self improvement is a great thing. Becoming a better public speaker can earn you a promotion. Going to the gym regularly can help you lose a few pounds.... More

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Payday Loans are Just Bad News

If Visa offered you a credit card with an annual percentage rate of 391%, would you take it? It sounds like a joke, but to the recipients of one of the most sinister and underhanded lending practices in the marketplace, it’s truly no lau... More

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Top 5 Credit Misconceptions

We have all heard the rumors...from neighbors, relatives or friends. There are a wide variety of myths floating around about what you should and shouldn't do to manage your credit.... More

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The Fed Cuts Rates Again: What You Should Do Now

On January 22, 2008, the Fed decided to cut the Federal funds rate a whopping 75 basis points to a scant 3.5 percent, the lowest it's been since August 2005 (Source: federalreserve.gov).... More

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